BAH 2026Military housing area NM206
Albuquerque/Kirtland AFB, NM BAH 2026
DoD’s 2026 housing allowance for every pay grade in the Albuquerque/Kirtland AFB, NM military housing area, with and without dependents, and the 74 ZIP codes it covers.
On this page5 sections
- E‑5 with dependents
- $2,211a month137th highest of 338
- E‑5 without dependents
- $1,689a month
- O‑3 with dependents
- $2,397a month201st highest of 338
- ZIP codes
- 74in this DoD area
Albuquerque/Kirtland AFB, NM pays $2,211 a month for an E‑5 with dependents: the 137th highest of 338 areas. The lowest is Anniston/Fort McClellan, AL at $1,185, the highest San Francisco, CA at $5,127. The three ticks split the 338 areas into four equal groups, at $1,626, $2,064, $2,580.
Monthly BAH by grade, 2026
The 2026 rates for each grade, in whole dollars a month, exactly as DoD’s file lists them for NM206. E‑1 to E‑4 with dependents share one rate here.
| Grade | With dependents | Without dependents |
|---|---|---|
| Enlisted | ||
| E‑1 | $1,992 | $1,557 |
| E‑2 | $1,992 | $1,557 |
| E‑3 | $1,992 | $1,557 |
| E‑4 | $1,992 | $1,557 |
| E‑5 | $2,211 | $1,689 |
| E‑6 | $2,328 | $1,794 |
| E‑7 | $2,352 | $2,001 |
| E‑8 | $2,379 | $2,241 |
| E‑9 | $2,472 | $2,265 |
| Warrant officers | ||
| W‑1 | $2,343 | $1,926 |
| W‑2 | $2,361 | $2,238 |
| W‑3 | $2,400 | $2,271 |
| W‑4 | $2,502 | $2,325 |
| W‑5 | $2,631 | $2,355 |
| Officers with over 4 years of enlisted or warrant service | ||
| O‑1E | $2,355 | $2,208 |
| O‑2E | $2,391 | $2,259 |
| O‑3E | $2,520 | $2,316 |
| Officers | ||
| O‑1 | $2,235 | $1,770 |
| O‑2 | $2,325 | $2,142 |
| O‑3 | $2,397 | $2,280 |
| O‑4 | $2,670 | $2,343 |
| O‑5 | $2,871 | $2,358 |
| O‑6 | $2,892 | $2,376 |
| O‑7 | $2,910 | $2,415 |
| O‑8† | $2,910 | $2,415 |
| O‑9† | $2,910 | $2,415 |
| O‑10† | $2,910 | $2,415 |
E‑5, the grade in the summary above, is highlighted. † DoD’s file has three columns after O‑7, equal to O‑7 in every area; DoD labels its columns only through O‑7, so they are read here as O‑8 to O‑10.
ZIP codes in this area
DoD’s 2026 file puts these 74 ZIP codes in Albuquerque/Kirtland AFB, NM (NM206). The BAH calculator looks up any of them and can compare up to three; the buttons below open it at 87117, the ZIP of Kirtland Air Force Base, or at a ZIP the check below finds in this area.
Show all 74 ZIP codesAll 74 ZIP codes
- 870xx
- 87001 87002 87004 87006 87008 87013 87018 87022 87023 87024 87025 87026 87027 87031 87041 87042 87043 87044 87046 87047 87048 87052 87053 87059 87060 87068 87072 87083
- 871xx
- 87101 87102 87103 87104 87105 87106 87107 87108 87109 87110 87111 87112 87113 87114 87115 87116 87117 87119 87120 87121 87122 87123 87124 87125 87131 87144 87151 87153 87154 87158 87174 87176 87181 87184 87185 87187 87190 87191 87192 87193 87194 87195 87196 87197 87198 87199
Installations whose address is in this area
Military OneSource lists these installations at a ZIP code in NM206; the ZIP shown is the one in each installation’s main contact address.
Other areas in New Mexico
Areas whose DoD code starts with NM, with the E‑5 with-dependents rate for 2026.
How these rates work
- BAH depends on the area, the pay grade and whether the member has dependents; every rate here is a whole-dollar cell of DoD’s 2026 file (BAH-ASCII-2026.zip), not an estimate.
- Rate protection (37 U.S.C. 403(b)(6)): So long as a member retains uninterrupted eligibility for BAH within an area of the United States, the monthly allowance may not be reduced as a result of changes in housing costs in the area or the member’s promotion. This page can’t know a protected rate; the Leave and Earnings Statement shows it.
- ZIP codes outside DoD’s file, and the 214 ZIP codes DoD’s file assigns to XX499 (“UNKNOWN”), have no area page.
Sources
Checked against DoD’s file on October 13, 2026. The data page lists every file’s checksum: BAH data.