BAH 2026Military housing area NC187
Asheville, NC BAH 2026
DoD’s 2026 housing allowance for every pay grade in the Asheville, NC military housing area, with and without dependents, and the 24 ZIP codes it covers.
On this page4 sections
- E‑5 with dependents
- $2,214a monthtied for 134th highest of 338
- E‑5 without dependents
- $1,773a month
- O‑3 with dependents
- $2,835a month123rd highest of 338
- ZIP codes
- 24in this DoD area
Asheville, NC pays $2,214 a month for an E‑5 with dependents: the tied for 134th highest of 338 areas. The lowest is Anniston/Fort McClellan, AL at $1,185, the highest San Francisco, CA at $5,127. The three ticks split the 338 areas into four equal groups, at $1,626, $2,064, $2,580.
Monthly BAH by grade, 2026
The 2026 rates for each grade, in whole dollars a month, exactly as DoD’s file lists them for NC187. E‑1 to E‑4 with dependents share one rate here.
| Grade | With dependents | Without dependents |
|---|---|---|
| Enlisted | ||
| E‑1 | $2,052 | $1,575 |
| E‑2 | $2,052 | $1,575 |
| E‑3 | $2,052 | $1,575 |
| E‑4 | $2,052 | $1,575 |
| E‑5 | $2,214 | $1,773 |
| E‑6 | $2,571 | $1,926 |
| E‑7 | $2,667 | $2,058 |
| E‑8 | $2,772 | $2,292 |
| E‑9 | $2,979 | $2,391 |
| Warrant officers | ||
| W‑1 | $2,589 | $2,007 |
| W‑2 | $2,709 | $2,289 |
| W‑3 | $2,838 | $2,406 |
| W‑4 | $3,033 | $2,586 |
| W‑5 | $3,270 | $2,688 |
| Officers with over 4 years of enlisted or warrant service | ||
| O‑1E | $2,682 | $2,211 |
| O‑2E | $2,817 | $2,367 |
| O‑3E | $3,069 | $2,562 |
| Officers | ||
| O‑1 | $2,265 | $1,887 |
| O‑2 | $2,568 | $2,166 |
| O‑3 | $2,835 | $2,439 |
| O‑4 | $3,351 | $2,667 |
| O‑5 | $3,723 | $2,793 |
| O‑6 | $3,753 | $2,817 |
| O‑7 | $3,780 | $2,865 |
| O‑8† | $3,780 | $2,865 |
| O‑9† | $3,780 | $2,865 |
| O‑10† | $3,780 | $2,865 |
E‑5, the grade in the summary above, is highlighted. † DoD’s file has three columns after O‑7, equal to O‑7 in every area; DoD labels its columns only through O‑7, so they are read here as O‑8 to O‑10.
ZIP codes in this area
DoD’s 2026 file puts these 24 ZIP codes in Asheville, NC (NC187). The BAH calculator looks up any of them and can compare up to three; the buttons below open it at 28701, one ZIP in this area.
Show all 24 ZIP codesAll 24 ZIP codes
- 287xx
- 28701 28704 28709 28711 28715 28728 28730 28748 28757 28770 28776 28778 28787
- 288xx
- 28801 28802 28803 28804 28805 28806 28810 28813 28814 28815 28816
Other areas in North Carolina
Areas whose DoD code starts with NC, with the E‑5 with-dependents rate for 2026.
How these rates work
- BAH depends on the area, the pay grade and whether the member has dependents; every rate here is a whole-dollar cell of DoD’s 2026 file (BAH-ASCII-2026.zip), not an estimate.
- Rate protection (37 U.S.C. 403(b)(6)): So long as a member retains uninterrupted eligibility for BAH within an area of the United States, the monthly allowance may not be reduced as a result of changes in housing costs in the area or the member’s promotion. This page can’t know a protected rate; the Leave and Earnings Statement shows it.
- ZIP codes outside DoD’s file, and the 214 ZIP codes DoD’s file assigns to XX499 (“UNKNOWN”), have no area page.
Sources
Checked against DoD’s file on October 13, 2026. The data page lists every file’s checksum: BAH data.