BAH 2026Military housing area NC178
Camp Lejeune, NC BAH 2026
DoD’s 2026 housing allowance for every pay grade in the Camp Lejeune, NC military housing area, with and without dependents, and the 14 ZIP codes it covers.
On this page5 sections
- E‑5 with dependents
- $1,584a monthtied for 264th highest of 338
- E‑5 without dependents
- $1,476a month
- O‑3 with dependents
- $2,085a monthtied for 268th highest of 338
- ZIP codes
- 14in this DoD area
Camp Lejeune, NC pays $1,584 a month for an E‑5 with dependents: the tied for 264th highest of 338 areas. The lowest is Anniston/Fort McClellan, AL at $1,185, the highest San Francisco, CA at $5,127. The three ticks split the 338 areas into four equal groups, at $1,626, $2,064, $2,580.
Monthly BAH by grade, 2026
The 2026 rates for each grade, in whole dollars a month, exactly as DoD’s file lists them for NC178. E‑1 to E‑4 with dependents share one rate here.
| Grade | With dependents | Without dependents |
|---|---|---|
| Enlisted | ||
| E‑1 | $1,578 | $1,323 |
| E‑2 | $1,578 | $1,323 |
| E‑3 | $1,578 | $1,323 |
| E‑4 | $1,578 | $1,323 |
| E‑5 | $1,584 | $1,476 |
| E‑6 | $1,944 | $1,569 |
| E‑7 | $1,995 | $1,593 |
| E‑8 | $2,049 | $1,662 |
| E‑9 | $2,160 | $1,761 |
| Warrant officers | ||
| W‑1 | $1,962 | $1,590 |
| W‑2 | $2,016 | $1,659 |
| W‑3 | $2,088 | $1,776 |
| W‑4 | $2,187 | $1,950 |
| W‑5 | $2,316 | $2,004 |
| Officers with over 4 years of enlisted or warrant service | ||
| O‑1E | $2,001 | $1,599 |
| O‑2E | $2,073 | $1,740 |
| O‑3E | $2,208 | $1,935 |
| Officers | ||
| O‑1 | $1,635 | $1,566 |
| O‑2 | $1,941 | $1,596 |
| O‑3 | $2,085 | $1,809 |
| O‑4 | $2,355 | $1,989 |
| O‑5 | $2,553 | $2,016 |
| O‑6 | $2,571 | $2,064 |
| O‑7 | $2,586 | $2,097 |
| O‑8† | $2,586 | $2,097 |
| O‑9† | $2,586 | $2,097 |
| O‑10† | $2,586 | $2,097 |
E‑5, the grade in the summary above, is highlighted. † DoD’s file has three columns after O‑7, equal to O‑7 in every area; DoD labels its columns only through O‑7, so they are read here as O‑8 to O‑10.
ZIP codes in this area
DoD’s 2026 file puts these 14 ZIP codes in Camp Lejeune, NC (NC178). The BAH calculator looks up any of them and can compare up to three; the buttons below open it at 28547, the ZIP of Camp Lejeune.
Show all 14 ZIP codesAll 14 ZIP codes
- 284xx
- 28445 28460
- 285xx
- 28539 28540 28541 28542 28543 28544 28545 28546 28547 28574 28582 28584
Installations whose address is in this area
Military OneSource lists these installations at a ZIP code in NC178; the ZIP shown is the one in each installation’s main contact address.
Other areas in North Carolina
Areas whose DoD code starts with NC, with the E‑5 with-dependents rate for 2026.
How these rates work
- BAH depends on the area, the pay grade and whether the member has dependents; every rate here is a whole-dollar cell of DoD’s 2026 file (BAH-ASCII-2026.zip), not an estimate.
- Rate protection (37 U.S.C. 403(b)(6)): So long as a member retains uninterrupted eligibility for BAH within an area of the United States, the monthly allowance may not be reduced as a result of changes in housing costs in the area or the member’s promotion. This page can’t know a protected rate; the Leave and Earnings Statement shows it.
- ZIP codes outside DoD’s file, and the 214 ZIP codes DoD’s file assigns to XX499 (“UNKNOWN”), have no area page.
Sources
Checked against DoD’s file on October 13, 2026. The data page lists every file’s checksum: BAH data.