BAH 2026Military housing area NC185
Raleigh, NC BAH 2026
DoD’s 2026 housing allowance for every pay grade in the Raleigh, NC military housing area, with and without dependents, and the 67 ZIP codes it covers.
On this page4 sections
- E‑5 with dependents
- $2,091a month161st highest of 338
- E‑5 without dependents
- $1,695a month
- O‑3 with dependents
- $2,391a month204th highest of 338
- ZIP codes
- 67in this DoD area
Raleigh, NC pays $2,091 a month for an E‑5 with dependents: the 161st highest of 338 areas. The lowest is Anniston/Fort McClellan, AL at $1,185, the highest San Francisco, CA at $5,127. The three ticks split the 338 areas into four equal groups, at $1,626, $2,064, $2,580.
Monthly BAH by grade, 2026
The 2026 rates for each grade, in whole dollars a month, exactly as DoD’s file lists them for NC185. E‑1 to E‑4 with dependents share one rate here.
| Grade | With dependents | Without dependents |
|---|---|---|
| Enlisted | ||
| E‑1 | $1,947 | $1,515 |
| E‑2 | $1,947 | $1,515 |
| E‑3 | $1,947 | $1,515 |
| E‑4 | $1,947 | $1,515 |
| E‑5 | $2,091 | $1,695 |
| E‑6 | $2,319 | $1,812 |
| E‑7 | $2,343 | $1,950 |
| E‑8 | $2,373 | $2,142 |
| E‑9 | $2,445 | $2,202 |
| Warrant officers | ||
| W‑1 | $2,337 | $1,908 |
| W‑2 | $2,355 | $2,139 |
| W‑3 | $2,394 | $2,211 |
| W‑4 | $2,466 | $2,319 |
| W‑5 | $2,562 | $2,349 |
| Officers with over 4 years of enlisted or warrant service | ||
| O‑1E | $2,346 | $2,088 |
| O‑2E | $2,385 | $2,187 |
| O‑3E | $2,481 | $2,310 |
| Officers | ||
| O‑1 | $2,127 | $1,800 |
| O‑2 | $2,316 | $2,046 |
| O‑3 | $2,391 | $2,232 |
| O‑4 | $2,589 | $2,334 |
| O‑5 | $2,736 | $2,352 |
| O‑6 | $2,757 | $2,370 |
| O‑7 | $2,775 | $2,409 |
| O‑8† | $2,775 | $2,409 |
| O‑9† | $2,775 | $2,409 |
| O‑10† | $2,775 | $2,409 |
E‑5, the grade in the summary above, is highlighted. † DoD’s file has three columns after O‑7, equal to O‑7 in every area; DoD labels its columns only through O‑7, so they are read here as O‑8 to O‑10.
ZIP codes in this area
DoD’s 2026 file puts these 67 ZIP codes in Raleigh, NC (NC185). The BAH calculator looks up any of them and can compare up to three; the buttons below open it at 27502, one ZIP in this area, or at a ZIP the check below finds in this area.
Show all 67 ZIP codesAll 67 ZIP codes
- 275xx
- 27502 27511 27512 27513 27518 27519 27520 27523 27526 27527 27528 27529 27539 27540 27545 27557 27560 27562 27571 27587 27588 27591 27592 27597
- 276xx
- 27601 27602 27603 27604 27605 27606 27607 27608 27609 27610 27611 27612 27613 27614 27615 27616 27617 27619 27620 27622 27623 27624 27625 27626 27627 27628 27629 27634 27635 27636 27640 27650 27656 27658 27661 27668 27675 27676 27690 27695 27697 27698 27699
Other areas in North Carolina
Areas whose DoD code starts with NC, with the E‑5 with-dependents rate for 2026.
How these rates work
- BAH depends on the area, the pay grade and whether the member has dependents; every rate here is a whole-dollar cell of DoD’s 2026 file (BAH-ASCII-2026.zip), not an estimate.
- Rate protection (37 U.S.C. 403(b)(6)): So long as a member retains uninterrupted eligibility for BAH within an area of the United States, the monthly allowance may not be reduced as a result of changes in housing costs in the area or the member’s promotion. This page can’t know a protected rate; the Leave and Earnings Statement shows it.
- ZIP codes outside DoD’s file, and the 214 ZIP codes DoD’s file assigns to XX499 (“UNKNOWN”), have no area page.
Sources
Checked against DoD’s file on October 13, 2026. The data page lists every file’s checksum: BAH data.