BAH 2026Military housing area MO163
Fort Leonard Wood, MO BAH 2026
DoD’s 2026 housing allowance for every pay grade in the Fort Leonard Wood, MO military housing area, with and without dependents, and the 32 ZIP codes it covers.
On this page5 sections
- E‑5 with dependents
- $1,479a month293rd highest of 338
- E‑5 without dependents
- $1,290a month
- O‑3 with dependents
- $2,028a month282nd highest of 338
- ZIP codes
- 32in this DoD area
Fort Leonard Wood, MO pays $1,479 a month for an E‑5 with dependents: the 293rd highest of 338 areas. The lowest is Anniston/Fort McClellan, AL at $1,185, the highest San Francisco, CA at $5,127. The three ticks split the 338 areas into four equal groups, at $1,626, $2,064, $2,580.
Monthly BAH by grade, 2026
The 2026 rates for each grade, in whole dollars a month, exactly as DoD’s file lists them for MO163. E‑1 to E‑4 with dependents share one rate here.
| Grade | With dependents | Without dependents |
|---|---|---|
| Enlisted | ||
| E‑1 | $1,386 | $1,287 |
| E‑2 | $1,386 | $1,287 |
| E‑3 | $1,386 | $1,287 |
| E‑4 | $1,386 | $1,287 |
| E‑5 | $1,479 | $1,290 |
| E‑6 | $1,722 | $1,296 |
| E‑7 | $1,833 | $1,386 |
| E‑8 | $1,956 | $1,533 |
| E‑9 | $2,064 | $1,596 |
| Warrant officers | ||
| W‑1 | $1,740 | $1,368 |
| W‑2 | $1,884 | $1,530 |
| W‑3 | $2,034 | $1,608 |
| W‑4 | $2,073 | $1,743 |
| W‑5 | $2,130 | $1,860 |
| Officers with over 4 years of enlisted or warrant service | ||
| O‑1E | $1,854 | $1,476 |
| O‑2E | $2,010 | $1,581 |
| O‑3E | $2,085 | $1,713 |
| Officers | ||
| O‑1 | $1,515 | $1,293 |
| O‑2 | $1,719 | $1,452 |
| O‑3 | $2,028 | $1,629 |
| O‑4 | $2,142 | $1,833 |
| O‑5 | $2,223 | $1,899 |
| O‑6 | $2,238 | $2,013 |
| O‑7 | $2,250 | $2,043 |
| O‑8† | $2,250 | $2,043 |
| O‑9† | $2,250 | $2,043 |
| O‑10† | $2,250 | $2,043 |
E‑5, the grade in the summary above, is highlighted. † DoD’s file has three columns after O‑7, equal to O‑7 in every area; DoD labels its columns only through O‑7, so they are read here as O‑8 to O‑10.
ZIP codes in this area
DoD’s 2026 file puts these 32 ZIP codes in Fort Leonard Wood, MO (MO163). The BAH calculator looks up any of them and can compare up to three; the buttons below open it at 65473, the ZIP of Fort Leonard Wood.
Show all 32 ZIP codesAll 32 ZIP codes
- 654xx
- 65401 65402 65409 65436 65444 65452 65457 65459 65461 65462 65464 65468 65473 65479 65483 65484
- 655xx
- 65529 65534 65542 65550 65552 65555 65556 65557 65559 65564 65570 65571 65583 65584 65589
- 656xx
- 65689
Installations whose address is in this area
Military OneSource lists these installations at a ZIP code in MO163; the ZIP shown is the one in each installation’s main contact address.
Other areas in Missouri
Areas whose DoD code starts with MO, with the E‑5 with-dependents rate for 2026.
How these rates work
- BAH depends on the area, the pay grade and whether the member has dependents; every rate here is a whole-dollar cell of DoD’s 2026 file (BAH-ASCII-2026.zip), not an estimate.
- Rate protection (37 U.S.C. 403(b)(6)): So long as a member retains uninterrupted eligibility for BAH within an area of the United States, the monthly allowance may not be reduced as a result of changes in housing costs in the area or the member’s promotion. This page can’t know a protected rate; the Leave and Earnings Statement shows it.
- ZIP codes outside DoD’s file, and the 214 ZIP codes DoD’s file assigns to XX499 (“UNKNOWN”), have no area page.
Sources
Checked against DoD’s file on October 13, 2026. The data page lists every file’s checksum: BAH data.