BAH 2026Military housing area MO162
Whiteman AFB, MO BAH 2026
DoD’s 2026 housing allowance for every pay grade in the Whiteman AFB, MO military housing area, with and without dependents, and the 17 ZIP codes it covers.
On this page5 sections
- E‑5 with dependents
- $1,611a month256th highest of 338
- E‑5 without dependents
- $1,215a month
- O‑3 with dependents
- $2,244a month233rd highest of 338
- ZIP codes
- 17in this DoD area
Whiteman AFB, MO pays $1,611 a month for an E‑5 with dependents: the 256th highest of 338 areas. The lowest is Anniston/Fort McClellan, AL at $1,185, the highest San Francisco, CA at $5,127. The three ticks split the 338 areas into four equal groups, at $1,626, $2,064, $2,580.
Monthly BAH by grade, 2026
The 2026 rates for each grade, in whole dollars a month, exactly as DoD’s file lists them for MO162. E‑1 to E‑4 with dependents share one rate here.
| Grade | With dependents | Without dependents |
|---|---|---|
| Enlisted | ||
| E‑1 | $1,449 | $1,110 |
| E‑2 | $1,449 | $1,110 |
| E‑3 | $1,449 | $1,110 |
| E‑4 | $1,449 | $1,110 |
| E‑5 | $1,611 | $1,215 |
| E‑6 | $1,929 | $1,446 |
| E‑7 | $2,043 | $1,533 |
| E‑8 | $2,166 | $1,680 |
| E‑9 | $2,322 | $1,767 |
| Warrant officers | ||
| W‑1 | $1,950 | $1,464 |
| W‑2 | $2,094 | $1,677 |
| W‑3 | $2,247 | $1,782 |
| W‑4 | $2,349 | $1,953 |
| W‑5 | $2,478 | $2,070 |
| Officers with over 4 years of enlisted or warrant service | ||
| O‑1E | $2,064 | $1,608 |
| O‑2E | $2,223 | $1,749 |
| O‑3E | $2,370 | $1,923 |
| Officers | ||
| O‑1 | $1,656 | $1,281 |
| O‑2 | $1,926 | $1,560 |
| O‑3 | $2,244 | $1,812 |
| O‑4 | $2,517 | $2,046 |
| O‑5 | $2,715 | $2,112 |
| O‑6 | $2,736 | $2,226 |
| O‑7 | $2,751 | $2,262 |
| O‑8† | $2,751 | $2,262 |
| O‑9† | $2,751 | $2,262 |
| O‑10† | $2,751 | $2,262 |
E‑5, the grade in the summary above, is highlighted. † DoD’s file has three columns after O‑7, equal to O‑7 in every area; DoD labels its columns only through O‑7, so they are read here as O‑8 to O‑10.
ZIP codes in this area
DoD’s 2026 file puts these 17 ZIP codes in Whiteman AFB, MO (MO162). The BAH calculator looks up any of them and can compare up to three; the buttons below open it at 65305, the ZIP of Whiteman AFB.
Show all 17 ZIP codesAll 17 ZIP codes
- 640xx
- 64019 64040 64061 64093
- 647xx
- 64733 64761
- 653xx
- 65301 65302 65305 65332 65333 65334 65336 65337 65345 65350 65360
Installations whose address is in this area
Military OneSource lists these installations at a ZIP code in MO162; the ZIP shown is the one in each installation’s main contact address.
Other areas in Missouri
Areas whose DoD code starts with MO, with the E‑5 with-dependents rate for 2026.
How these rates work
- BAH depends on the area, the pay grade and whether the member has dependents; every rate here is a whole-dollar cell of DoD’s 2026 file (BAH-ASCII-2026.zip), not an estimate.
- Rate protection (37 U.S.C. 403(b)(6)): So long as a member retains uninterrupted eligibility for BAH within an area of the United States, the monthly allowance may not be reduced as a result of changes in housing costs in the area or the member’s promotion. This page can’t know a protected rate; the Leave and Earnings Statement shows it.
- ZIP codes outside DoD’s file, and the 214 ZIP codes DoD’s file assigns to XX499 (“UNKNOWN”), have no area page.
Sources
Checked against DoD’s file on October 13, 2026. The data page lists every file’s checksum: BAH data.