BAH 2026Military housing area MO160
Kansas City, MO BAH 2026
DoD’s 2026 housing allowance for every pay grade in the Kansas City, MO military housing area, with and without dependents, and the 169 ZIP codes it covers.
On this page4 sections
- E‑5 with dependents
- $1,986a monthtied for 181st highest of 338
- E‑5 without dependents
- $1,596a month
- O‑3 with dependents
- $2,310a month221st highest of 338
- ZIP codes
- 169in this DoD area
Kansas City, MO pays $1,986 a month for an E‑5 with dependents: the tied for 181st highest of 338 areas. The lowest is Anniston/Fort McClellan, AL at $1,185, the highest San Francisco, CA at $5,127. The three ticks split the 338 areas into four equal groups, at $1,626, $2,064, $2,580.
Monthly BAH by grade, 2026
The 2026 rates for each grade, in whole dollars a month, exactly as DoD’s file lists them for MO160. E‑1 to E‑4 with dependents share one rate here.
| Grade | With dependents | Without dependents |
|---|---|---|
| Enlisted | ||
| E‑1 | $1,845 | $1,419 |
| E‑2 | $1,845 | $1,419 |
| E‑3 | $1,845 | $1,419 |
| E‑4 | $1,845 | $1,419 |
| E‑5 | $1,986 | $1,596 |
| E‑6 | $2,175 | $1,713 |
| E‑7 | $2,223 | $1,848 |
| E‑8 | $2,277 | $2,031 |
| E‑9 | $2,397 | $2,076 |
| Warrant officers | ||
| W‑1 | $2,190 | $1,806 |
| W‑2 | $2,244 | $2,028 |
| W‑3 | $2,313 | $2,085 |
| W‑4 | $2,430 | $2,178 |
| W‑5 | $2,574 | $2,232 |
| Officers with over 4 years of enlisted or warrant service | ||
| O‑1E | $2,229 | $1,983 |
| O‑2E | $2,301 | $2,064 |
| O‑3E | $2,451 | $2,163 |
| Officers | ||
| O‑1 | $2,019 | $1,701 |
| O‑2 | $2,172 | $1,944 |
| O‑3 | $2,310 | $2,103 |
| O‑4 | $2,622 | $2,217 |
| O‑5 | $2,847 | $2,241 |
| O‑6 | $2,868 | $2,289 |
| O‑7 | $2,889 | $2,328 |
| O‑8† | $2,889 | $2,328 |
| O‑9† | $2,889 | $2,328 |
| O‑10† | $2,889 | $2,328 |
E‑5, the grade in the summary above, is highlighted. † DoD’s file has three columns after O‑7, equal to O‑7 in every area; DoD labels its columns only through O‑7, so they are read here as O‑8 to O‑10.
ZIP codes in this area
DoD’s 2026 file puts these 169 ZIP codes in Kansas City, MO (MO160). The BAH calculator looks up any of them and can compare up to three; the buttons below open it at 64002, one ZIP in this area, or at a ZIP the check below finds in this area.
Show all 169 ZIP codesAll 169 ZIP codes
- 640xx
- 64002 64012 64013 64014 64015 64016 64024 64029 64030 64034 64048 64050 64051 64052 64053 64054 64055 64056 64057 64058 64060 64063 64064 64065 64066 64068 64069 64070 64072 64073 64075 64078 64080 64081 64082 64083 64086 64088 64089 64090
- 641xx
- 64101 64102 64105 64106 64108 64109 64110 64111 64112 64113 64114 64116 64117 64118 64119 64120 64121 64123 64124 64125 64126 64127 64128 64129 64130 64131 64132 64133 64134 64136 64137 64138 64139 64141 64144 64145 64146 64147 64148 64149 64155 64156 64157 64158 64161 64162 64165 64166 64167 64170 64171 64179 64180 64184 64187 64188 64191 64196 64197 64198 64199
- 647xx
- 64701 64725 64734 64743 64746 64747
- 649xx
- 64999
- 660xx
- 66012 66018 66021 66030 66031 66051 66061 66062 66063 66083 66085
- 661xx
- 66101 66102 66103 66104 66105 66106 66109 66110 66111 66112 66113 66115 66117 66118 66119 66160
- 662xx
- 66201 66202 66203 66204 66205 66206 66207 66208 66209 66210 66211 66212 66213 66214 66215 66216 66217 66218 66219 66220 66221 66222 66223 66224 66225 66226 66227 66250 66251 66276 66282 66283 66285 66286
Other areas in Missouri
Areas whose DoD code starts with MO, with the E‑5 with-dependents rate for 2026.
How these rates work
- BAH depends on the area, the pay grade and whether the member has dependents; every rate here is a whole-dollar cell of DoD’s 2026 file (BAH-ASCII-2026.zip), not an estimate.
- Rate protection (37 U.S.C. 403(b)(6)): So long as a member retains uninterrupted eligibility for BAH within an area of the United States, the monthly allowance may not be reduced as a result of changes in housing costs in the area or the member’s promotion. This page can’t know a protected rate; the Leave and Earnings Statement shows it.
- ZIP codes outside DoD’s file, and the 214 ZIP codes DoD’s file assigns to XX499 (“UNKNOWN”), have no area page.
Sources
Checked against DoD’s file on October 13, 2026. The data page lists every file’s checksum: BAH data.