BAH 2026Military housing area MI154
Grand Rapids, MI BAH 2026
DoD’s 2026 housing allowance for every pay grade in the Grand Rapids, MI military housing area, with and without dependents, and the 64 ZIP codes it covers.
On this page4 sections
- E‑5 with dependents
- $2,148a month151st highest of 338
- E‑5 without dependents
- $1,635a month
- O‑3 with dependents
- $2,439a monthtied for 192nd highest of 338
- ZIP codes
- 64in this DoD area
Grand Rapids, MI pays $2,148 a month for an E‑5 with dependents: the 151st highest of 338 areas. The lowest is Anniston/Fort McClellan, AL at $1,185, the highest San Francisco, CA at $5,127. The three ticks split the 338 areas into four equal groups, at $1,626, $2,064, $2,580.
Monthly BAH by grade, 2026
The 2026 rates for each grade, in whole dollars a month, exactly as DoD’s file lists them for MI154. E‑1 to E‑4 with dependents share one rate here.
| Grade | With dependents | Without dependents |
|---|---|---|
| Enlisted | ||
| E‑1 | $1,950 | $1,464 |
| E‑2 | $1,950 | $1,464 |
| E‑3 | $1,950 | $1,464 |
| E‑4 | $1,950 | $1,464 |
| E‑5 | $2,148 | $1,635 |
| E‑6 | $2,403 | $1,800 |
| E‑7 | $2,424 | $1,956 |
| E‑8 | $2,433 | $2,205 |
| E‑9 | $2,517 | $2,271 |
| Warrant officers | ||
| W‑1 | $2,421 | $1,893 |
| W‑2 | $2,430 | $2,202 |
| W‑3 | $2,442 | $2,283 |
| W‑4 | $2,547 | $2,397 |
| W‑5 | $2,688 | $2,415 |
| Officers with over 4 years of enlisted or warrant service | ||
| O‑1E | $2,427 | $2,145 |
| O‑2E | $2,436 | $2,256 |
| O‑3E | $2,571 | $2,394 |
| Officers | ||
| O‑1 | $2,184 | $1,752 |
| O‑2 | $2,400 | $2,085 |
| O‑3 | $2,439 | $2,307 |
| O‑4 | $2,730 | $2,403 |
| O‑5 | $2,946 | $2,418 |
| O‑6 | $2,970 | $2,421 |
| O‑7 | $2,988 | $2,454 |
| O‑8† | $2,988 | $2,454 |
| O‑9† | $2,988 | $2,454 |
| O‑10† | $2,988 | $2,454 |
E‑5, the grade in the summary above, is highlighted. † DoD’s file has three columns after O‑7, equal to O‑7 in every area; DoD labels its columns only through O‑7, so they are read here as O‑8 to O‑10.
ZIP codes in this area
DoD’s 2026 file puts these 64 ZIP codes in Grand Rapids, MI (MI154). The BAH calculator looks up any of them and can compare up to three; the buttons below open it at 49301, one ZIP in this area, or at a ZIP the check below finds in this area.
Show all 64 ZIP codesAll 64 ZIP codes
- 493xx
- 49301 49302 49306 49315 49316 49317 49319 49321 49326 49330 49331 49341 49343 49345 49351 49355 49356 49357
- 494xx
- 49401 49403 49404 49418 49422 49423 49424 49426 49427 49428 49429 49430 49434 49435 49448 49460 49464 49468
- 495xx
- 49501 49502 49503 49504 49505 49506 49507 49508 49509 49510 49512 49514 49515 49516 49518 49519 49523 49525 49528 49530 49534 49544 49546 49548 49555 49560 49588 49599
Other areas in Michigan
Areas whose DoD code starts with MI, with the E‑5 with-dependents rate for 2026.
How these rates work
- BAH depends on the area, the pay grade and whether the member has dependents; every rate here is a whole-dollar cell of DoD’s 2026 file (BAH-ASCII-2026.zip), not an estimate.
- Rate protection (37 U.S.C. 403(b)(6)): So long as a member retains uninterrupted eligibility for BAH within an area of the United States, the monthly allowance may not be reduced as a result of changes in housing costs in the area or the member’s promotion. This page can’t know a protected rate; the Leave and Earnings Statement shows it.
- ZIP codes outside DoD’s file, and the 214 ZIP codes DoD’s file assigns to XX499 (“UNKNOWN”), have no area page.
Sources
Checked against DoD’s file on October 13, 2026. The data page lists every file’s checksum: BAH data.