BAH 2026Military housing area MI142

Detroit, MI BAH 2026

DoD’s 2026 housing allowance for every pay grade in the Detroit, MI military housing area, with and without dependents, and the 221 ZIP codes it covers.

  • In force January 1, 2026 to December 31, 2026
  • From DoD’s file BAH-ASCII-2026.zip
  • Verified October 13, 2026
On this page4 sections
  1. Rates by grade, 2026
  2. ZIP codes in this area
  3. Other areas in Michigan
  4. How these rates work
E‑5 with dependents
$2,361a month118th highest of 338
E‑5 without dependents
$1,770a month
O‑3 with dependents
$2,778a month130th highest of 338
ZIP codes
221in this DoD area
E‑5 with dependents, 2026: this area among all 338

Detroit, MI pays $2,361 a month for an E‑5 with dependents: the 118th highest of 338 areas. The lowest is Anniston/Fort McClellan, AL at $1,185, the highest San Francisco, CA at $5,127. The three ticks split the 338 areas into four equal groups, at $1,626, $2,064, $2,580.

Monthly BAH by grade, 2026

The 2026 rates for each grade, in whole dollars a month, exactly as DoD’s file lists them for MI142. E‑1 to E‑4 with dependents share one rate here.

Detroit, MI (MI142), January 1, 2026 – December 31, 2026, a month
GradeWith dependentsWithout dependents
Enlisted
E‑1$2,034$1,527
E‑2$2,034$1,527
E‑3$2,034$1,527
E‑4$2,034$1,527
E‑5$2,361$1,770
E‑6$2,583$1,935
E‑7$2,652$2,049
E‑8$2,730$2,412
E‑9$2,904$2,469
Warrant officers
W‑1$2,601$1,950
W‑2$2,682$2,409
W‑3$2,781$2,478
W‑4$2,949$2,592
W‑5$3,159$2,667
Officers with over 4 years of enlisted or warrant service
O‑1E$2,664$2,358
O‑2E$2,763$2,454
O‑3E$2,982$2,574
Officers
O‑1$2,397$1,797
O‑2$2,580$2,256
O‑3$2,778$2,499
O‑4$3,228$2,649
O‑5$3,555$2,688
O‑6$3,582$2,757
O‑7$3,609$2,805
O‑8†$3,609$2,805
O‑9†$3,609$2,805
O‑10†$3,609$2,805

E‑5, the grade in the summary above, is highlighted. † DoD’s file has three columns after O‑7, equal to O‑7 in every area; DoD labels its columns only through O‑7, so they are read here as O‑8 to O‑10.

ZIP codes in this area

DoD’s 2026 file puts these 221 ZIP codes in Detroit, MI (MI142). The BAH calculator looks up any of them and can compare up to three; the buttons below open it at 48005, one ZIP in this area, or at a ZIP the check below finds in this area.

Show all 221 ZIP codesAll 221 ZIP codes
480xx
48005 48007 48009 48012 48015 48017 48021 48025 48026 48030 48033 48034 48035 48036 48037 48038 48042 48043 48044 48045 48046 48047 48048 48050 48051 48055 48062 48065 48066 48067 48068 48069 48070 48071 48072 48073 48075 48076 48080 48081 48082 48083 48084 48085 48086 48088 48089 48090 48091 48092 48093 48094 48095 48096 48098 48099
481xx
48101 48111 48112 48120 48121 48122 48123 48124 48125 48126 48127 48128 48134 48135 48136 48138 48141 48146 48150 48151 48152 48153 48154 48164 48165 48167 48168 48170 48173 48174 48180 48183 48184 48185 48186 48187 48188 48192 48193 48195
482xx
48201 48202 48203 48204 48205 48206 48207 48208 48209 48210 48211 48212 48213 48214 48215 48216 48217 48218 48219 48220 48221 48222 48223 48224 48225 48226 48227 48228 48229 48230 48231 48232 48233 48234 48235 48236 48237 48238 48239 48240 48242 48243 48244 48255 48260 48264 48265 48266 48267 48268 48269 48272 48275 48277 48278 48279 48288
483xx
48301 48302 48303 48304 48306 48307 48308 48309 48310 48311 48312 48313 48314 48315 48316 48317 48318 48320 48321 48322 48323 48324 48325 48326 48327 48328 48329 48330 48331 48332 48333 48334 48335 48336 48340 48341 48342 48343 48346 48347 48348 48350 48356 48357 48359 48360 48361 48362 48363 48366 48367 48370 48371 48374 48375 48376 48377 48380 48381 48382 48383 48386 48387 48390 48393 48397
484xx
48442 48462

Other areas in Michigan

Areas whose DoD code starts with MI, with the E‑5 with-dependents rate for 2026.

All 338 areas by state

How these rates work

  • BAH depends on the area, the pay grade and whether the member has dependents; every rate here is a whole-dollar cell of DoD’s 2026 file (BAH-ASCII-2026.zip), not an estimate.
  • Rate protection (37 U.S.C. 403(b)(6)): So long as a member retains uninterrupted eligibility for BAH within an area of the United States, the monthly allowance may not be reduced as a result of changes in housing costs in the area or the member’s promotion. This page can’t know a protected rate; the Leave and Earnings Statement shows it.
  • ZIP codes outside DoD’s file, and the 214 ZIP codes DoD’s file assigns to XX499 (“UNKNOWN”), have no area page.

Sources

Checked against DoD’s file on October 13, 2026. The data page lists every file’s checksum: BAH data.

  1. BAH rates, all locations and pay grades, 2026 (ASCII)Defense Travel Management Office · read
  2. 37 U.S.C. 403, Basic allowance for housingCornell LII (U.S. Code) · read