BAH 2026Military housing area MI152
Battle Creek/Kalamazoo, MI BAH 2026
DoD’s 2026 housing allowance for every pay grade in the Battle Creek/Kalamazoo, MI military housing area, with and without dependents, and the 39 ZIP codes it covers.
On this page4 sections
- E‑5 with dependents
- $1,959a month187th highest of 338
- E‑5 without dependents
- $1,470a month
- O‑3 with dependents
- $2,514a monthtied for 174th highest of 338
- ZIP codes
- 39in this DoD area
Battle Creek/Kalamazoo, MI pays $1,959 a month for an E‑5 with dependents: the 187th highest of 338 areas. The lowest is Anniston/Fort McClellan, AL at $1,185, the highest San Francisco, CA at $5,127. The three ticks split the 338 areas into four equal groups, at $1,626, $2,064, $2,580.
Monthly BAH by grade, 2026
The 2026 rates for each grade, in whole dollars a month, exactly as DoD’s file lists them for MI152. E‑1 to E‑4 with dependents share one rate here.
| Grade | With dependents | Without dependents |
|---|---|---|
| Enlisted | ||
| E‑1 | $1,698 | $1,275 |
| E‑2 | $1,698 | $1,275 |
| E‑3 | $1,698 | $1,275 |
| E‑4 | $1,698 | $1,275 |
| E‑5 | $1,959 | $1,470 |
| E‑6 | $2,370 | $1,779 |
| E‑7 | $2,424 | $1,818 |
| E‑8 | $2,478 | $2,046 |
| E‑9 | $2,589 | $2,163 |
| Warrant officers | ||
| W‑1 | $2,391 | $1,794 |
| W‑2 | $2,445 | $2,043 |
| W‑3 | $2,517 | $2,181 |
| W‑4 | $2,616 | $2,379 |
| W‑5 | $2,742 | $2,436 |
| Officers with over 4 years of enlisted or warrant service | ||
| O‑1E | $2,430 | $1,956 |
| O‑2E | $2,505 | $2,136 |
| O‑3E | $2,634 | $2,364 |
| Officers | ||
| O‑1 | $2,013 | $1,509 |
| O‑2 | $2,367 | $1,875 |
| O‑3 | $2,514 | $2,220 |
| O‑4 | $2,781 | $2,418 |
| O‑5 | $2,973 | $2,445 |
| O‑6 | $2,997 | $2,493 |
| O‑7 | $3,015 | $2,535 |
| O‑8† | $3,015 | $2,535 |
| O‑9† | $3,015 | $2,535 |
| O‑10† | $3,015 | $2,535 |
E‑5, the grade in the summary above, is highlighted. † DoD’s file has three columns after O‑7, equal to O‑7 in every area; DoD labels its columns only through O‑7, so they are read here as O‑8 to O‑10.
ZIP codes in this area
DoD’s 2026 file puts these 39 ZIP codes in Battle Creek/Kalamazoo, MI (MI152). The BAH calculator looks up any of them and can compare up to three; the buttons below open it at 49001, one ZIP in this area.
Show all 39 ZIP codesAll 39 ZIP codes
- 490xx
- 49001 49002 49003 49004 49005 49006 49007 49008 49009 49011 49012 49014 49015 49016 49017 49018 49019 49020 49024 49029 49033 49034 49037 49041 49048 49051 49052 49053 49068 49074 49077 49081 49083 49087 49088 49092 49097
- 492xx
- 49224 49245
Other areas in Michigan
Areas whose DoD code starts with MI, with the E‑5 with-dependents rate for 2026.
How these rates work
- BAH depends on the area, the pay grade and whether the member has dependents; every rate here is a whole-dollar cell of DoD’s 2026 file (BAH-ASCII-2026.zip), not an estimate.
- Rate protection (37 U.S.C. 403(b)(6)): So long as a member retains uninterrupted eligibility for BAH within an area of the United States, the monthly allowance may not be reduced as a result of changes in housing costs in the area or the member’s promotion. This page can’t know a protected rate; the Leave and Earnings Statement shows it.
- ZIP codes outside DoD’s file, and the 214 ZIP codes DoD’s file assigns to XX499 (“UNKNOWN”), have no area page.
Sources
Checked against DoD’s file on October 13, 2026. The data page lists every file’s checksum: BAH data.