BAH 2026Military housing area CO047
Fort Collins, CO BAH 2026
DoD’s 2026 housing allowance for every pay grade in the Fort Collins, CO military housing area, with and without dependents, and the 62 ZIP codes it covers.
On this page4 sections
- E‑5 with dependents
- $2,268a monthtied for 130th highest of 338
- E‑5 without dependents
- $1,812a month
- O‑3 with dependents
- $2,805a month127th highest of 338
- ZIP codes
- 62in this DoD area
Fort Collins, CO pays $2,268 a month for an E‑5 with dependents: the tied for 130th highest of 338 areas. The lowest is Anniston/Fort McClellan, AL at $1,185, the highest San Francisco, CA at $5,127. The three ticks split the 338 areas into four equal groups, at $1,626, $2,064, $2,580.
Monthly BAH by grade, 2026
The 2026 rates for each grade, in whole dollars a month, exactly as DoD’s file lists them for CO047. E‑1 to E‑4 with dependents share one rate here.
| Grade | With dependents | Without dependents |
|---|---|---|
| Enlisted | ||
| E‑1 | $2,061 | $1,764 |
| E‑2 | $2,061 | $1,764 |
| E‑3 | $2,061 | $1,764 |
| E‑4 | $2,061 | $1,764 |
| E‑5 | $2,268 | $1,812 |
| E‑6 | $2,532 | $1,896 |
| E‑7 | $2,631 | $2,067 |
| E‑8 | $2,739 | $2,325 |
| E‑9 | $2,865 | $2,397 |
| Warrant officers | ||
| W‑1 | $2,550 | $1,998 |
| W‑2 | $2,673 | $2,322 |
| W‑3 | $2,808 | $2,409 |
| W‑4 | $2,886 | $2,550 |
| W‑5 | $2,985 | $2,655 |
| Officers with over 4 years of enlisted or warrant service | ||
| O‑1E | $2,649 | $2,265 |
| O‑2E | $2,787 | $2,379 |
| O‑3E | $2,901 | $2,523 |
| Officers | ||
| O‑1 | $2,307 | $1,851 |
| O‑2 | $2,529 | $2,202 |
| O‑3 | $2,805 | $2,433 |
| O‑4 | $3,012 | $2,631 |
| O‑5 | $3,165 | $2,688 |
| O‑6 | $3,189 | $2,787 |
| O‑7 | $3,210 | $2,835 |
| O‑8† | $3,210 | $2,835 |
| O‑9† | $3,210 | $2,835 |
| O‑10† | $3,210 | $2,835 |
E‑5, the grade in the summary above, is highlighted. † DoD’s file has three columns after O‑7, equal to O‑7 in every area; DoD labels its columns only through O‑7, so they are read here as O‑8 to O‑10.
ZIP codes in this area
DoD’s 2026 file puts these 62 ZIP codes in Fort Collins, CO (CO047). The BAH calculator looks up any of them and can compare up to three; the buttons below open it at 80511, one ZIP in this area, or at a ZIP the check below finds in this area.
Show all 62 ZIP codesAll 62 ZIP codes
- 805xx
- 80511 80512 80513 80514 80515 80516 80517 80520 80521 80522 80523 80524 80525 80526 80527 80528 80530 80532 80534 80535 80536 80537 80538 80539 80541 80542 80543 80545 80546 80547 80549 80550 80551 80553
- 806xx
- 80610 80611 80612 80615 80620 80621 80622 80623 80624 80631 80632 80633 80634 80638 80639 80642 80643 80644 80645 80646 80648 80650 80651 80652
- 807xx
- 80729 80732 80742 80754
Other areas in Colorado
Areas whose DoD code starts with CO, with the E‑5 with-dependents rate for 2026.
How these rates work
- BAH depends on the area, the pay grade and whether the member has dependents; every rate here is a whole-dollar cell of DoD’s 2026 file (BAH-ASCII-2026.zip), not an estimate.
- Rate protection (37 U.S.C. 403(b)(6)): So long as a member retains uninterrupted eligibility for BAH within an area of the United States, the monthly allowance may not be reduced as a result of changes in housing costs in the area or the member’s promotion. This page can’t know a protected rate; the Leave and Earnings Statement shows it.
- ZIP codes outside DoD’s file, and the 214 ZIP codes DoD’s file assigns to XX499 (“UNKNOWN”), have no area page.
Sources
Checked against DoD’s file on October 13, 2026. The data page lists every file’s checksum: BAH data.