BAH 2026Military housing area CO045
Denver, CO BAH 2026
DoD’s 2026 housing allowance for every pay grade in the Denver, CO military housing area, with and without dependents, and the 150 ZIP codes it covers.
On this page5 sections
- E‑5 with dependents
- $2,841a month66th highest of 338
- E‑5 without dependents
- $2,148a month
- O‑3 with dependents
- $3,207a month80th highest of 338
- ZIP codes
- 150in this DoD area
Denver, CO pays $2,841 a month for an E‑5 with dependents: the 66th highest of 338 areas. The lowest is Anniston/Fort McClellan, AL at $1,185, the highest San Francisco, CA at $5,127. The three ticks split the 338 areas into four equal groups, at $1,626, $2,064, $2,580.
Monthly BAH by grade, 2026
The 2026 rates for each grade, in whole dollars a month, exactly as DoD’s file lists them for CO045. E‑1 to E‑4 with dependents share one rate here.
| Grade | With dependents | Without dependents |
|---|---|---|
| Enlisted | ||
| E‑1 | $2,556 | $1,938 |
| E‑2 | $2,556 | $1,938 |
| E‑3 | $2,556 | $1,938 |
| E‑4 | $2,556 | $1,938 |
| E‑5 | $2,841 | $2,148 |
| E‑6 | $3,063 | $2,301 |
| E‑7 | $3,114 | $2,568 |
| E‑8 | $3,168 | $2,889 |
| E‑9 | $3,267 | $2,946 |
| Warrant officers | ||
| W‑1 | $3,081 | $2,463 |
| W‑2 | $3,135 | $2,886 |
| W‑3 | $3,210 | $2,958 |
| W‑4 | $3,288 | $3,066 |
| W‑5 | $3,396 | $3,126 |
| Officers with over 4 years of enlisted or warrant service | ||
| O‑1E | $3,120 | $2,838 |
| O‑2E | $3,195 | $2,934 |
| O‑3E | $3,306 | $3,054 |
| Officers | ||
| O‑1 | $2,874 | $2,268 |
| O‑2 | $3,060 | $2,748 |
| O‑3 | $3,207 | $2,979 |
| O‑4 | $3,426 | $3,108 |
| O‑5 | $3,588 | $3,135 |
| O‑6 | $3,615 | $3,186 |
| O‑7 | $3,642 | $3,240 |
| O‑8† | $3,642 | $3,240 |
| O‑9† | $3,642 | $3,240 |
| O‑10† | $3,642 | $3,240 |
E‑5, the grade in the summary above, is highlighted. † DoD’s file has three columns after O‑7, equal to O‑7 in every area; DoD labels its columns only through O‑7, so they are read here as O‑8 to O‑10.
ZIP codes in this area
DoD’s 2026 file puts these 150 ZIP codes in Denver, CO (CO045). The BAH calculator looks up any of them and can compare up to three; the buttons below open it at 80011, the ZIP of Buckley SFB, or at a ZIP the check below finds in this area.
Show all 150 ZIP codesAll 150 ZIP codes
- 800xx
- 80001 80002 80003 80004 80005 80006 80007 80010 80011 80012 80013 80014 80015 80016 80017 80018 80019 80020 80021 80022 80024 80030 80031 80033 80034 80035 80036 80037 80040 80041 80042 80044 80045 80046 80047
- 801xx
- 80102 80103 80105 80110 80111 80112 80113 80116 80120 80121 80122 80123 80124 80125 80126 80127 80128 80129 80130 80131 80134 80135 80136 80137 80138 80150 80151 80155 80160 80161 80162 80163 80165 80166
- 802xx
- 80201 80202 80203 80204 80205 80206 80207 80208 80209 80210 80211 80212 80214 80215 80216 80217 80218 80219 80220 80221 80222 80223 80224 80225 80226 80227 80228 80229 80230 80231 80232 80233 80234 80235 80236 80237 80238 80239 80241 80243 80246 80247 80248 80249 80250 80256 80257 80259 80260 80261 80263 80264 80265 80266 80271 80273 80274 80281 80290 80291 80293 80294 80299
- 804xx
- 80401 80402 80403 80419 80425 80433 80437 80439 80453 80454 80457 80465 80470
- 806xx
- 80601 80602 80603 80614 80640
Installations whose address is in this area
Military OneSource lists these installations at a ZIP code in CO045; the ZIP shown is the one in each installation’s main contact address.
Other areas in Colorado
Areas whose DoD code starts with CO, with the E‑5 with-dependents rate for 2026.
How these rates work
- BAH depends on the area, the pay grade and whether the member has dependents; every rate here is a whole-dollar cell of DoD’s 2026 file (BAH-ASCII-2026.zip), not an estimate.
- Rate protection (37 U.S.C. 403(b)(6)): So long as a member retains uninterrupted eligibility for BAH within an area of the United States, the monthly allowance may not be reduced as a result of changes in housing costs in the area or the member’s promotion. This page can’t know a protected rate; the Leave and Earnings Statement shows it.
- ZIP codes outside DoD’s file, and the 214 ZIP codes DoD’s file assigns to XX499 (“UNKNOWN”), have no area page.
Sources
Checked against DoD’s file on October 13, 2026. The data page lists every file’s checksum: BAH data.