BAH 2026Military housing area CO046
Colorado Springs, CO BAH 2026
DoD’s 2026 housing allowance for every pay grade in the Colorado Springs, CO military housing area, with and without dependents, and the 76 ZIP codes it covers.
On this page5 sections
- E‑5 with dependents
- $2,358a monthtied for 119th highest of 338
- E‑5 without dependents
- $1,860a month
- O‑3 with dependents
- $2,595a month161st highest of 338
- ZIP codes
- 76in this DoD area
Colorado Springs, CO pays $2,358 a month for an E‑5 with dependents: the tied for 119th highest of 338 areas. The lowest is Anniston/Fort McClellan, AL at $1,185, the highest San Francisco, CA at $5,127. The three ticks split the 338 areas into four equal groups, at $1,626, $2,064, $2,580.
Monthly BAH by grade, 2026
The 2026 rates for each grade, in whole dollars a month, exactly as DoD’s file lists them for CO046. E‑1 to E‑4 with dependents share one rate here.
| Grade | With dependents | Without dependents |
|---|---|---|
| Enlisted | ||
| E‑1 | $2,160 | $1,689 |
| E‑2 | $2,160 | $1,689 |
| E‑3 | $2,160 | $1,689 |
| E‑4 | $2,160 | $1,689 |
| E‑5 | $2,358 | $1,860 |
| E‑6 | $2,433 | $1,980 |
| E‑7 | $2,487 | $2,166 |
| E‑8 | $2,553 | $2,379 |
| E‑9 | $2,646 | $2,388 |
| Warrant officers | ||
| W‑1 | $2,448 | $2,103 |
| W‑2 | $2,514 | $2,376 |
| W‑3 | $2,598 | $2,394 |
| W‑4 | $2,664 | $2,436 |
| W‑5 | $2,754 | $2,502 |
| Officers with over 4 years of enlisted or warrant service | ||
| O‑1E | $2,496 | $2,355 |
| O‑2E | $2,583 | $2,385 |
| O‑3E | $2,679 | $2,418 |
| Officers | ||
| O‑1 | $2,376 | $1,959 |
| O‑2 | $2,430 | $2,295 |
| O‑3 | $2,595 | $2,397 |
| O‑4 | $2,778 | $2,484 |
| O‑5 | $2,913 | $2,517 |
| O‑6 | $2,934 | $2,574 |
| O‑7 | $2,955 | $2,616 |
| O‑8† | $2,955 | $2,616 |
| O‑9† | $2,955 | $2,616 |
| O‑10† | $2,955 | $2,616 |
E‑5, the grade in the summary above, is highlighted. † DoD’s file has three columns after O‑7, equal to O‑7 in every area; DoD labels its columns only through O‑7, so they are read here as O‑8 to O‑10.
ZIP codes in this area
DoD’s 2026 file puts these 76 ZIP codes in Colorado Springs, CO (CO046). The BAH calculator looks up any of them and can compare up to three; the buttons below open it at 80913, the ZIP of Fort Carson, or at a ZIP the check below finds in this area.
Show all 76 ZIP codesAll 76 ZIP codes
- 801xx
- 80104 80106 80108 80109 80118 80132 80133
- 808xx
- 80808 80809 80813 80814 80816 80817 80819 80829 80831 80832 80833 80840 80841 80860 80863 80864 80866
- 809xx
- 80901 80902 80903 80904 80905 80906 80907 80908 80909 80910 80911 80912 80913 80914 80915 80916 80917 80918 80919 80920 80921 80922 80923 80924 80925 80926 80927 80928 80929 80930 80931 80932 80933 80934 80935 80936 80937 80938 80939 80941 80942 80946 80947 80949 80950 80951 80960 80962 80970 80977 80995 80997
Installations whose address is in this area
Military OneSource lists these installations at a ZIP code in CO046; the ZIP shown is the one in each installation’s main contact address.
Other areas in Colorado
Areas whose DoD code starts with CO, with the E‑5 with-dependents rate for 2026.
How these rates work
- BAH depends on the area, the pay grade and whether the member has dependents; every rate here is a whole-dollar cell of DoD’s 2026 file (BAH-ASCII-2026.zip), not an estimate.
- Rate protection (37 U.S.C. 403(b)(6)): So long as a member retains uninterrupted eligibility for BAH within an area of the United States, the monthly allowance may not be reduced as a result of changes in housing costs in the area or the member’s promotion. This page can’t know a protected rate; the Leave and Earnings Statement shows it.
- ZIP codes outside DoD’s file, and the 214 ZIP codes DoD’s file assigns to XX499 (“UNKNOWN”), have no area page.
Sources
Checked against DoD’s file on October 13, 2026. The data page lists every file’s checksum: BAH data.