BAH 2026Military housing area ZZ880
County Cost Group 880 BAH 2026
DoD’s 2026 housing allowance for every pay grade in County Cost Group 880 — a rate area DoD’s file builds from 130 ZIP codes — with and without dependents.
On this page4 sections
- E‑5 with dependents
- $2,850a month64th highest of 338
- E‑5 without dependents
- $2,337a month
- O‑3 with dependents
- $3,489a month59th highest of 338
- ZIP codes
- 130in this DoD rate group
County Cost Group 880 pays $2,850 a month for an E‑5 with dependents: the 64th highest of 338 areas. The lowest is Anniston/Fort McClellan, AL at $1,185, the highest San Francisco, CA at $5,127. The three ticks split the 338 areas into four equal groups, at $1,626, $2,064, $2,580.
Monthly BAH by grade, 2026
The 2026 rates for each grade, in whole dollars a month, exactly as DoD’s file lists them for ZZ880. E‑1 to E‑4 with dependents share one rate here.
| Grade | With dependents | Without dependents |
|---|---|---|
| Enlisted | ||
| E‑1 | $2,664 | $2,079 |
| E‑2 | $2,664 | $2,079 |
| E‑3 | $2,664 | $2,079 |
| E‑4 | $2,664 | $2,079 |
| E‑5 | $2,850 | $2,337 |
| E‑6 | $3,204 | $2,496 |
| E‑7 | $3,306 | $2,670 |
| E‑8 | $3,420 | $2,925 |
| E‑9 | $3,594 | $3,024 |
| Warrant officers | ||
| W‑1 | $3,222 | $2,610 |
| W‑2 | $3,354 | $2,922 |
| W‑3 | $3,492 | $3,039 |
| W‑4 | $3,633 | $3,222 |
| W‑5 | $3,807 | $3,330 |
| Officers with over 4 years of enlisted or warrant service | ||
| O‑1E | $3,324 | $2,847 |
| O‑2E | $3,471 | $3,003 |
| O‑3E | $3,660 | $3,195 |
| Officers | ||
| O‑1 | $2,898 | $2,478 |
| O‑2 | $3,201 | $2,790 |
| O‑3 | $3,489 | $3,072 |
| O‑4 | $3,864 | $3,306 |
| O‑5 | $4,137 | $3,369 |
| O‑6 | $4,170 | $3,471 |
| O‑7 | $4,203 | $3,531 |
| O‑8† | $4,203 | $3,531 |
| O‑9† | $4,203 | $3,531 |
| O‑10† | $4,203 | $3,531 |
E‑5, the grade in the summary above, is highlighted. † DoD’s file has three columns after O‑7, equal to O‑7 in every area; DoD labels its columns only through O‑7, so they are read here as O‑8 to O‑10.
ZIP codes in this area
DoD’s 2026 file puts these 130 ZIP codes in County Cost Group 880 (ZZ880). DoD’s file names this rate area “County Cost Group 880” and doesn’t say which counties or states it covers; the ZIP codes below are grouped by their first three digits. The BAH calculator looks up any of them and can compare up to three; the buttons below open it at 05440, one ZIP in this group, or at a ZIP the check below finds in this area.
Show all 130 ZIP codesAll 130 ZIP codes
- 054xx
- 05440 05441 05447 05448 05450 05454 05455 05457 05458 05459 05460 05463 05470 05471 05474 05476 05478 05479 05481 05483 05485 05486 05488
- 341xx
- 34101 34102 34103 34104 34105 34106 34107 34108 34109 34110 34112 34113 34114 34116 34117 34119 34120 34137 34138 34139 34140 34141 34142 34143 34145 34146
- 346xx
- 34601 34602 34603 34604 34605 34606 34607 34608 34609 34611 34613 34614 34636 34661
- 605xx
- 60512 60536 60537 60538 60541 60543 60545 60560
- 800xx
- 80023
- 801xx
- 80101 80107 80117
- 804xx
- 80420 80421 80422 80427 80428 80432 80436 80438 80440 80444 80448 80449 80452 80456 80467 80469 80474 80475 80476 80477 80479 80483 80487 80488
- 808xx
- 80820 80827 80830 80835
- 816xx
- 81639
- 970xx
- 97014 97016 97018 97031 97041 97044 97048 97051 97053 97054 97056 97064
- 971xx
- 97101 97111 97114 97115 97127 97128 97132 97148
- 973xx
- 97378 97396
- 986xx
- 98610 98639 98648 98651
Other county cost groups
The county cost groups next to this one in DoD’s list (5 of 39), with the E‑5 with-dependents rate for 2026.
How these rates work
- BAH depends on the area, the pay grade and whether the member has dependents; every rate here is a whole-dollar cell of DoD’s 2026 file (BAH-ASCII-2026.zip), not an estimate.
- Rate protection (37 U.S.C. 403(b)(6)): So long as a member retains uninterrupted eligibility for BAH within an area of the United States, the monthly allowance may not be reduced as a result of changes in housing costs in the area or the member’s promotion. This page can’t know a protected rate; the Leave and Earnings Statement shows it.
- ZIP codes outside DoD’s file, and the 214 ZIP codes DoD’s file assigns to XX499 (“UNKNOWN”), have no area page.
Sources
Checked against DoD’s file on October 13, 2026. The data page lists every file’s checksum: BAH data.