BAH 2026Military housing area ZZ850
County Cost Group 850 BAH 2026
DoD’s 2026 housing allowance for every pay grade in County Cost Group 850 — a rate area DoD’s file builds from 294 ZIP codes — with and without dependents.
On this page4 sections
- E‑5 with dependents
- $2,409a month105th highest of 338
- E‑5 without dependents
- $1,968a month
- O‑3 with dependents
- $3,003a month104th highest of 338
- ZIP codes
- 294in this DoD rate group
County Cost Group 850 pays $2,409 a month for an E‑5 with dependents: the 105th highest of 338 areas. The lowest is Anniston/Fort McClellan, AL at $1,185, the highest San Francisco, CA at $5,127. The three ticks split the 338 areas into four equal groups, at $1,626, $2,064, $2,580.
Monthly BAH by grade, 2026
The 2026 rates for each grade, in whole dollars a month, exactly as DoD’s file lists them for ZZ850. E‑1 to E‑4 with dependents share one rate here.
| Grade | With dependents | Without dependents |
|---|---|---|
| Enlisted | ||
| E‑1 | $2,247 | $1,764 |
| E‑2 | $2,247 | $1,764 |
| E‑3 | $2,247 | $1,764 |
| E‑4 | $2,247 | $1,764 |
| E‑5 | $2,409 | $1,968 |
| E‑6 | $2,745 | $2,100 |
| E‑7 | $2,838 | $2,253 |
| E‑8 | $2,940 | $2,481 |
| E‑9 | $3,096 | $2,574 |
| Warrant officers | ||
| W‑1 | $2,763 | $2,205 |
| W‑2 | $2,880 | $2,478 |
| W‑3 | $3,006 | $2,589 |
| W‑4 | $3,129 | $2,763 |
| W‑5 | $3,282 | $2,859 |
| Officers with over 4 years of enlisted or warrant service | ||
| O‑1E | $2,853 | $2,406 |
| O‑2E | $2,985 | $2,553 |
| O‑3E | $3,153 | $2,736 |
| Officers | ||
| O‑1 | $2,454 | $2,085 |
| O‑2 | $2,742 | $2,358 |
| O‑3 | $3,003 | $2,619 |
| O‑4 | $3,330 | $2,838 |
| O‑5 | $3,570 | $2,892 |
| O‑6 | $3,600 | $2,982 |
| O‑7 | $3,624 | $3,033 |
| O‑8† | $3,624 | $3,033 |
| O‑9† | $3,624 | $3,033 |
| O‑10† | $3,624 | $3,033 |
E‑5, the grade in the summary above, is highlighted. † DoD’s file has three columns after O‑7, equal to O‑7 in every area; DoD labels its columns only through O‑7, so they are read here as O‑8 to O‑10.
ZIP codes in this area
DoD’s 2026 file puts these 294 ZIP codes in County Cost Group 850 (ZZ850). DoD’s file names this rate area “County Cost Group 850” and doesn’t say which counties or states it covers; the ZIP codes below are grouped by their first three digits. The BAH calculator looks up any of them and can compare up to three; the buttons below open it at 08302, one ZIP in this group, or at a ZIP the check below finds in this area.
Show all 294 ZIP codesAll 294 ZIP codes
- 083xx
- 08302 08311 08313 08314 08315 08316 08320 08321 08323 08324 08327 08329 08332 08345 08348 08349 08352 08353 08360 08361 08362
- 124xx
- 12401 12402 12404 12409 12410 12411 12412 12416 12417 12419 12420 12428 12429 12432 12433 12435 12440 12441 12443 12446 12448 12449 12453 12456 12457 12458 12461 12464 12465 12466 12471 12472 12475 12477 12480 12481 12483 12484 12486 12487 12489 12490 12491 12493 12494 12495 12498
- 125xx
- 12515 12525 12528 12542 12547 12548 12561 12568 12588 12589
- 130xx
- 13053 13062 13068 13073
- 131xx
- 13102
- 148xx
- 14817 14850 14851 14852 14853 14854 14867 14881 14882 14886
- 272xx
- 27207 27208 27213 27228 27252 27256
- 273xx
- 27312 27344
- 275xx
- 27559
- 280xx
- 28079
- 281xx
- 28103 28104 28108 28110 28111 28112 28173 28174
- 313xx
- 31303 31307 31312 31318 31326 31329
- 540xx
- 54002 54003 54007 54011 54013 54014 54015 54016 54017 54021 54022 54023 54025 54027 54028 54082
- 547xx
- 54723 54740 54750 54761 54767
- 550xx
- 55006 55008 55012 55013 55017 55029 55032 55040 55045 55056 55069 55074 55078 55079 55080 55084 55092
- 553xx
- 55301 55302 55308 55309 55313 55319 55320 55321 55328 55330 55341 55349 55358 55362 55363 55373 55376 55377 55382 55390 55398
- 563xx
- 56304
- 590xx
- 59018 59020 59027 59030 59047 59065 59081 59082 59086
- 813xx
- 81325
- 814xx
- 81423 81426 81430 81435
- 830xx
- 83001 83002 83011 83012 83013 83014 83025
- 834xx
- 83414
- 853xx
- 85324 85332 85362
- 863xx
- 86301 86302 86303 86304 86305 86312 86313 86314 86315 86320 86321 86322 86323 86324 86325 86326 86327 86329 86331 86332 86333 86334 86335 86336 86337 86338 86340 86341 86342 86343 86351
- 956xx
- 95601 95629 95640 95642 95644 95654 95665 95666 95669 95675 95685 95689 95699
- 960xx
- 96001 96002 96003 96007 96008 96011 96013 96016 96017 96019 96022 96028 96033 96040 96047 96049 96051 96056 96062 96065 96069 96070 96071 96073 96076 96079 96084 96087 96088 96089 96095 96096 96099
- 970xx
- 97001 97021 97037 97040 97057 97058 97063
- 982xx
- 98243 98245 98250 98261 98279 98280 98286 98297
Other county cost groups
The county cost groups next to this one in DoD’s list (7 of 39), with the E‑5 with-dependents rate for 2026.
How these rates work
- BAH depends on the area, the pay grade and whether the member has dependents; every rate here is a whole-dollar cell of DoD’s 2026 file (BAH-ASCII-2026.zip), not an estimate.
- Rate protection (37 U.S.C. 403(b)(6)): So long as a member retains uninterrupted eligibility for BAH within an area of the United States, the monthly allowance may not be reduced as a result of changes in housing costs in the area or the member’s promotion. This page can’t know a protected rate; the Leave and Earnings Statement shows it.
- ZIP codes outside DoD’s file, and the 214 ZIP codes DoD’s file assigns to XX499 (“UNKNOWN”), have no area page.
Sources
Checked against DoD’s file on October 13, 2026. The data page lists every file’s checksum: BAH data.