BAH 2026Military housing area SD265
Sioux Falls, SD BAH 2026
DoD’s 2026 housing allowance for every pay grade in the Sioux Falls, SD military housing area, with and without dependents, and the 33 ZIP codes it covers.
On this page4 sections
- E‑5 with dependents
- $1,554a month272nd highest of 338
- E‑5 without dependents
- $1,224a month
- O‑3 with dependents
- $2,106a monthtied for 264th highest of 338
- ZIP codes
- 33in this DoD area
Sioux Falls, SD pays $1,554 a month for an E‑5 with dependents: the 272nd highest of 338 areas. The lowest is Anniston/Fort McClellan, AL at $1,185, the highest San Francisco, CA at $5,127. The three ticks split the 338 areas into four equal groups, at $1,626, $2,064, $2,580.
Monthly BAH by grade, 2026
The 2026 rates for each grade, in whole dollars a month, exactly as DoD’s file lists them for SD265. E‑1 to E‑4 with dependents share one rate here.
| Grade | With dependents | Without dependents |
|---|---|---|
| Enlisted | ||
| E‑1 | $1,428 | $1,107 |
| E‑2 | $1,428 | $1,107 |
| E‑3 | $1,428 | $1,107 |
| E‑4 | $1,428 | $1,107 |
| E‑5 | $1,554 | $1,224 |
| E‑6 | $2,025 | $1,518 |
| E‑7 | $2,055 | $1,542 |
| E‑8 | $2,085 | $1,653 |
| E‑9 | $2,169 | $1,791 |
| Warrant officers | ||
| W‑1 | $2,046 | $1,536 |
| W‑2 | $2,067 | $1,650 |
| W‑3 | $2,109 | $1,809 |
| W‑4 | $2,193 | $2,028 |
| W‑5 | $2,307 | $2,061 |
| Officers with over 4 years of enlisted or warrant service | ||
| O‑1E | $2,058 | $1,551 |
| O‑2E | $2,100 | $1,758 |
| O‑3E | $2,211 | $2,019 |
| Officers | ||
| O‑1 | $1,617 | $1,296 |
| O‑2 | $2,022 | $1,545 |
| O‑3 | $2,106 | $1,854 |
| O‑4 | $2,340 | $2,046 |
| O‑5 | $2,511 | $2,064 |
| O‑6 | $2,529 | $2,085 |
| O‑7 | $2,544 | $2,118 |
| O‑8† | $2,544 | $2,118 |
| O‑9† | $2,544 | $2,118 |
| O‑10† | $2,544 | $2,118 |
E‑5, the grade in the summary above, is highlighted. † DoD’s file has three columns after O‑7, equal to O‑7 in every area; DoD labels its columns only through O‑7, so they are read here as O‑8 to O‑10.
ZIP codes in this area
DoD’s 2026 file puts these 33 ZIP codes in Sioux Falls, SD (SD265). The BAH calculator looks up any of them and can compare up to three; the buttons below open it at 57003, one ZIP in this area.
Show all 33 ZIP codesAll 33 ZIP codes
- 570xx
- 57003 57005 57013 57018 57020 57022 57027 57030 57032 57033 57034 57035 57039 57041 57055 57064 57068 57077
- 571xx
- 57101 57103 57104 57105 57106 57107 57108 57109 57110 57117 57118 57186 57193 57197 57198
Other areas in South Dakota
Areas whose DoD code starts with SD, with the E‑5 with-dependents rate for 2026.
How these rates work
- BAH depends on the area, the pay grade and whether the member has dependents; every rate here is a whole-dollar cell of DoD’s 2026 file (BAH-ASCII-2026.zip), not an estimate.
- Rate protection (37 U.S.C. 403(b)(6)): So long as a member retains uninterrupted eligibility for BAH within an area of the United States, the monthly allowance may not be reduced as a result of changes in housing costs in the area or the member’s promotion. This page can’t know a protected rate; the Leave and Earnings Statement shows it.
- ZIP codes outside DoD’s file, and the 214 ZIP codes DoD’s file assigns to XX499 (“UNKNOWN”), have no area page.
Sources
Checked against DoD’s file on October 13, 2026. The data page lists every file’s checksum: BAH data.