BAH 2026Military housing area SD264
Rapid City/Ellsworth AFB, SD BAH 2026
DoD’s 2026 housing allowance for every pay grade in the Rapid City/Ellsworth AFB, SD military housing area, with and without dependents, and the 32 ZIP codes it covers.
On this page5 sections
- E‑5 with dependents
- $1,986a monthtied for 181st highest of 338
- E‑5 without dependents
- $1,545a month
- O‑3 with dependents
- $2,475a monthtied for 182nd highest of 338
- ZIP codes
- 32in this DoD area
Rapid City/Ellsworth AFB, SD pays $1,986 a month for an E‑5 with dependents: the tied for 181st highest of 338 areas. The lowest is Anniston/Fort McClellan, AL at $1,185, the highest San Francisco, CA at $5,127. The three ticks split the 338 areas into four equal groups, at $1,626, $2,064, $2,580.
Monthly BAH by grade, 2026
The 2026 rates for each grade, in whole dollars a month, exactly as DoD’s file lists them for SD264. E‑1 to E‑4 with dependents share one rate here.
| Grade | With dependents | Without dependents |
|---|---|---|
| Enlisted | ||
| E‑1 | $1,800 | $1,440 |
| E‑2 | $1,800 | $1,440 |
| E‑3 | $1,800 | $1,440 |
| E‑4 | $1,800 | $1,440 |
| E‑5 | $1,986 | $1,545 |
| E‑6 | $2,211 | $1,656 |
| E‑7 | $2,307 | $1,806 |
| E‑8 | $2,409 | $2,037 |
| E‑9 | $2,538 | $2,094 |
| Warrant officers | ||
| W‑1 | $2,229 | $1,746 |
| W‑2 | $2,349 | $2,034 |
| W‑3 | $2,478 | $2,103 |
| W‑4 | $2,559 | $2,226 |
| W‑5 | $2,664 | $2,328 |
| Officers with over 4 years of enlisted or warrant service | ||
| O‑1E | $2,322 | $1,983 |
| O‑2E | $2,457 | $2,082 |
| O‑3E | $2,574 | $2,202 |
| Officers | ||
| O‑1 | $2,022 | $1,614 |
| O‑2 | $2,208 | $1,929 |
| O‑3 | $2,475 | $2,124 |
| O‑4 | $2,691 | $2,304 |
| O‑5 | $2,850 | $2,361 |
| O‑6 | $2,871 | $2,457 |
| O‑7 | $2,889 | $2,496 |
| O‑8† | $2,889 | $2,496 |
| O‑9† | $2,889 | $2,496 |
| O‑10† | $2,889 | $2,496 |
E‑5, the grade in the summary above, is highlighted. † DoD’s file has three columns after O‑7, equal to O‑7 in every area; DoD labels its columns only through O‑7, so they are read here as O‑8 to O‑10.
ZIP codes in this area
DoD’s 2026 file puts these 32 ZIP codes in Rapid City/Ellsworth AFB, SD (SD264). The BAH calculator looks up any of them and can compare up to three; the buttons below open it at 57706, the ZIP of Ellsworth Air Force Base.
Show all 32 ZIP codesAll 32 ZIP codes
- 576xx
- 57626
- 577xx
- 57701 57702 57703 57706 57709 57718 57719 57725 57732 57737 57741 57745 57748 57751 57754 57758 57759 57761 57767 57769 57775 57779 57780 57783 57785 57787 57790 57791 57792 57793 57799
Installations whose address is in this area
Military OneSource lists these installations at a ZIP code in SD264; the ZIP shown is the one in each installation’s main contact address.
Other areas in South Dakota
Areas whose DoD code starts with SD, with the E‑5 with-dependents rate for 2026.
How these rates work
- BAH depends on the area, the pay grade and whether the member has dependents; every rate here is a whole-dollar cell of DoD’s 2026 file (BAH-ASCII-2026.zip), not an estimate.
- Rate protection (37 U.S.C. 403(b)(6)): So long as a member retains uninterrupted eligibility for BAH within an area of the United States, the monthly allowance may not be reduced as a result of changes in housing costs in the area or the member’s promotion. This page can’t know a protected rate; the Leave and Earnings Statement shows it.
- ZIP codes outside DoD’s file, and the 214 ZIP codes DoD’s file assigns to XX499 (“UNKNOWN”), have no area page.
Sources
Checked against DoD’s file on October 13, 2026. The data page lists every file’s checksum: BAH data.