BAH 2026Military housing area OR246
Eugene, OR BAH 2026
DoD’s 2026 housing allowance for every pay grade in the Eugene, OR military housing area, with and without dependents, and the 37 ZIP codes it covers.
On this page4 sections
- E‑5 with dependents
- $2,187a month142nd highest of 338
- E‑5 without dependents
- $1,827a month
- O‑3 with dependents
- $2,766a month134th highest of 338
- ZIP codes
- 37in this DoD area
Eugene, OR pays $2,187 a month for an E‑5 with dependents: the 142nd highest of 338 areas. The lowest is Anniston/Fort McClellan, AL at $1,185, the highest San Francisco, CA at $5,127. The three ticks split the 338 areas into four equal groups, at $1,626, $2,064, $2,580.
Monthly BAH by grade, 2026
The 2026 rates for each grade, in whole dollars a month, exactly as DoD’s file lists them for OR246. E‑1 to E‑4 with dependents share one rate here.
| Grade | With dependents | Without dependents |
|---|---|---|
| Enlisted | ||
| E‑1 | $2,046 | $1,701 |
| E‑2 | $2,046 | $1,701 |
| E‑3 | $2,046 | $1,701 |
| E‑4 | $2,046 | $1,701 |
| E‑5 | $2,187 | $1,827 |
| E‑6 | $2,481 | $1,914 |
| E‑7 | $2,583 | $2,049 |
| E‑8 | $2,694 | $2,250 |
| E‑9 | $2,856 | $2,331 |
| Warrant officers | ||
| W‑1 | $2,499 | $2,010 |
| W‑2 | $2,628 | $2,247 |
| W‑3 | $2,769 | $2,343 |
| W‑4 | $2,889 | $2,499 |
| W‑5 | $3,042 | $2,607 |
| Officers with over 4 years of enlisted or warrant service | ||
| O‑1E | $2,601 | $2,184 |
| O‑2E | $2,748 | $2,313 |
| O‑3E | $2,913 | $2,472 |
| Officers | ||
| O‑1 | $2,229 | $1,902 |
| O‑2 | $2,478 | $2,145 |
| O‑3 | $2,766 | $2,370 |
| O‑4 | $3,090 | $2,583 |
| O‑5 | $3,324 | $2,643 |
| O‑6 | $3,351 | $2,748 |
| O‑7 | $3,375 | $2,793 |
| O‑8† | $3,375 | $2,793 |
| O‑9† | $3,375 | $2,793 |
| O‑10† | $3,375 | $2,793 |
E‑5, the grade in the summary above, is highlighted. † DoD’s file has three columns after O‑7, equal to O‑7 in every area; DoD labels its columns only through O‑7, so they are read here as O‑8 to O‑10.
ZIP codes in this area
DoD’s 2026 file puts these 37 ZIP codes in Eugene, OR (OR246). The BAH calculator looks up any of them and can compare up to three; the buttons below open it at 97401, one ZIP in this area.
Show all 37 ZIP codesAll 37 ZIP codes
- 974xx
- 97401 97402 97403 97404 97405 97408 97409 97412 97413 97419 97424 97426 97430 97431 97434 97437 97438 97439 97440 97448 97451 97452 97453 97454 97455 97461 97463 97475 97477 97478 97480 97487 97488 97489 97490 97492 97493
Other areas in Oregon
Areas whose DoD code starts with OR, with the E‑5 with-dependents rate for 2026.
How these rates work
- BAH depends on the area, the pay grade and whether the member has dependents; every rate here is a whole-dollar cell of DoD’s 2026 file (BAH-ASCII-2026.zip), not an estimate.
- Rate protection (37 U.S.C. 403(b)(6)): So long as a member retains uninterrupted eligibility for BAH within an area of the United States, the monthly allowance may not be reduced as a result of changes in housing costs in the area or the member’s promotion. This page can’t know a protected rate; the Leave and Earnings Statement shows it.
- ZIP codes outside DoD’s file, and the 214 ZIP codes DoD’s file assigns to XX499 (“UNKNOWN”), have no area page.
Sources
Checked against DoD’s file on October 13, 2026. The data page lists every file’s checksum: BAH data.