BAH 2026Military housing area OR242
Coos Bay, OR BAH 2026
DoD’s 2026 housing allowance for every pay grade in the Coos Bay, OR military housing area, with and without dependents, and the 35 ZIP codes it covers.
On this page4 sections
- E‑5 with dependents
- $1,779a month230th highest of 338
- E‑5 without dependents
- $1,428a month
- O‑3 with dependents
- $2,697a monthtied for 148th highest of 338
- ZIP codes
- 35in this DoD area
Coos Bay, OR pays $1,779 a month for an E‑5 with dependents: the 230th highest of 338 areas. The lowest is Anniston/Fort McClellan, AL at $1,185, the highest San Francisco, CA at $5,127. The three ticks split the 338 areas into four equal groups, at $1,626, $2,064, $2,580.
Monthly BAH by grade, 2026
The 2026 rates for each grade, in whole dollars a month, exactly as DoD’s file lists them for OR242. E‑1 to E‑4 with dependents share one rate here.
| Grade | With dependents | Without dependents |
|---|---|---|
| Enlisted | ||
| E‑1 | $1,635 | $1,341 |
| E‑2 | $1,635 | $1,341 |
| E‑3 | $1,635 | $1,341 |
| E‑4 | $1,635 | $1,341 |
| E‑5 | $1,779 | $1,428 |
| E‑6 | $2,214 | $1,662 |
| E‑7 | $2,391 | $1,794 |
| E‑8 | $2,583 | $1,938 |
| E‑9 | $2,772 | $2,079 |
| Warrant officers | ||
| W‑1 | $2,238 | $1,680 |
| W‑2 | $2,469 | $1,869 |
| W‑3 | $2,706 | $2,082 |
| W‑4 | $2,796 | $2,253 |
| W‑5 | $2,910 | $2,433 |
| Officers with over 4 years of enlisted or warrant service | ||
| O‑1E | $2,427 | $1,821 |
| O‑2E | $2,670 | $2,004 |
| O‑3E | $2,814 | $2,208 |
| Officers | ||
| O‑1 | $1,839 | $1,488 |
| O‑2 | $2,211 | $1,797 |
| O‑3 | $2,697 | $2,085 |
| O‑4 | $2,943 | $2,400 |
| O‑5 | $3,117 | $2,508 |
| O‑6 | $3,141 | $2,685 |
| O‑7 | $3,162 | $2,730 |
| O‑8† | $3,162 | $2,730 |
| O‑9† | $3,162 | $2,730 |
| O‑10† | $3,162 | $2,730 |
E‑5, the grade in the summary above, is highlighted. † DoD’s file has three columns after O‑7, equal to O‑7 in every area; DoD labels its columns only through O‑7, so they are read here as O‑8 to O‑10.
ZIP codes in this area
DoD’s 2026 file puts these 35 ZIP codes in Coos Bay, OR (OR242). The BAH calculator looks up any of them and can compare up to three; the buttons below open it at 97407, one ZIP in this area.
Show all 35 ZIP codesAll 35 ZIP codes
- 974xx
- 97407 97410 97411 97414 97416 97417 97420 97423 97429 97432 97435 97436 97441 97442 97443 97447 97449 97457 97458 97459 97462 97466 97467 97469 97470 97471 97473 97479 97481 97484 97486 97494 97495 97496 97499
Other areas in Oregon
Areas whose DoD code starts with OR, with the E‑5 with-dependents rate for 2026.
How these rates work
- BAH depends on the area, the pay grade and whether the member has dependents; every rate here is a whole-dollar cell of DoD’s 2026 file (BAH-ASCII-2026.zip), not an estimate.
- Rate protection (37 U.S.C. 403(b)(6)): So long as a member retains uninterrupted eligibility for BAH within an area of the United States, the monthly allowance may not be reduced as a result of changes in housing costs in the area or the member’s promotion. This page can’t know a protected rate; the Leave and Earnings Statement shows it.
- ZIP codes outside DoD’s file, and the 214 ZIP codes DoD’s file assigns to XX499 (“UNKNOWN”), have no area page.
Sources
Checked against DoD’s file on October 13, 2026. The data page lists every file’s checksum: BAH data.