BAH 2026Military housing area MT347
Helena, MT BAH 2026
DoD’s 2026 housing allowance for every pay grade in the Helena, MT military housing area, with and without dependents, and the 15 ZIP codes it covers.
On this page4 sections
- E‑5 with dependents
- $1,887a monthtied for 201st highest of 338
- E‑5 without dependents
- $1,572a month
- O‑3 with dependents
- $2,772a monthtied for 131st highest of 338
- ZIP codes
- 15in this DoD area
Helena, MT pays $1,887 a month for an E‑5 with dependents: the tied for 201st highest of 338 areas. The lowest is Anniston/Fort McClellan, AL at $1,185, the highest San Francisco, CA at $5,127. The three ticks split the 338 areas into four equal groups, at $1,626, $2,064, $2,580.
Monthly BAH by grade, 2026
The 2026 rates for each grade, in whole dollars a month, exactly as DoD’s file lists them for MT347. E‑1 to E‑4 with dependents share one rate here.
| Grade | With dependents | Without dependents |
|---|---|---|
| Enlisted | ||
| E‑1 | $1,752 | $1,515 |
| E‑2 | $1,752 | $1,515 |
| E‑3 | $1,752 | $1,515 |
| E‑4 | $1,752 | $1,515 |
| E‑5 | $1,887 | $1,572 |
| E‑6 | $2,535 | $1,902 |
| E‑7 | $2,622 | $1,968 |
| E‑8 | $2,715 | $2,037 |
| E‑9 | $2,847 | $2,211 |
| Warrant officers | ||
| W‑1 | $2,556 | $1,917 |
| W‑2 | $2,661 | $2,016 |
| W‑3 | $2,775 | $2,235 |
| W‑4 | $2,874 | $2,550 |
| W‑5 | $3,000 | $2,643 |
| Officers with over 4 years of enlisted or warrant service | ||
| O‑1E | $2,637 | $1,977 |
| O‑2E | $2,757 | $2,169 |
| O‑3E | $2,895 | $2,529 |
| Officers | ||
| O‑1 | $1,968 | $1,614 |
| O‑2 | $2,526 | $1,971 |
| O‑3 | $2,772 | $2,298 |
| O‑4 | $3,039 | $2,619 |
| O‑5 | $3,231 | $2,670 |
| O‑6 | $3,258 | $2,754 |
| O‑7 | $3,279 | $2,802 |
| O‑8† | $3,279 | $2,802 |
| O‑9† | $3,279 | $2,802 |
| O‑10† | $3,279 | $2,802 |
E‑5, the grade in the summary above, is highlighted. † DoD’s file has three columns after O‑7, equal to O‑7 in every area; DoD labels its columns only through O‑7, so they are read here as O‑8 to O‑10.
ZIP codes in this area
DoD’s 2026 file puts these 15 ZIP codes in Helena, MT (MT347). The BAH calculator looks up any of them and can compare up to three; the buttons below open it at 59410, one ZIP in this area.
Show all 15 ZIP codesAll 15 ZIP codes
- 594xx
- 59410
- 596xx
- 59601 59602 59604 59620 59623 59624 59625 59626 59633 59635 59636 59639 59640 59648
Other areas in Montana
Areas whose DoD code starts with MT, with the E‑5 with-dependents rate for 2026.
How these rates work
- BAH depends on the area, the pay grade and whether the member has dependents; every rate here is a whole-dollar cell of DoD’s 2026 file (BAH-ASCII-2026.zip), not an estimate.
- Rate protection (37 U.S.C. 403(b)(6)): So long as a member retains uninterrupted eligibility for BAH within an area of the United States, the monthly allowance may not be reduced as a result of changes in housing costs in the area or the member’s promotion. This page can’t know a protected rate; the Leave and Earnings Statement shows it.
- ZIP codes outside DoD’s file, and the 214 ZIP codes DoD’s file assigns to XX499 (“UNKNOWN”), have no area page.
Sources
Checked against DoD’s file on October 13, 2026. The data page lists every file’s checksum: BAH data.