BAH 2026Military housing area MT175

Malmstrom SFB/Great Falls, MT BAH 2026

DoD’s 2026 housing allowance for every pay grade in the Malmstrom SFB/Great Falls, MT military housing area, with and without dependents, and the 18 ZIP codes it covers.

  • In force January 1, 2026 to December 31, 2026
  • From DoD’s file BAH-ASCII-2026.zip
  • Verified October 13, 2026
On this page5 sections
  1. Rates by grade, 2026
  2. ZIP codes in this area
  3. Installations here
  4. Other areas in Montana
  5. How these rates work
E‑5 with dependents
$1,608a month257th highest of 338
E‑5 without dependents
$1,392a month
O‑3 with dependents
$2,268a monthtied for 228th highest of 338
ZIP codes
18in this DoD area
E‑5 with dependents, 2026: this area among all 338

Malmstrom SFB/Great Falls, MT pays $1,608 a month for an E‑5 with dependents: the 257th highest of 338 areas. The lowest is Anniston/Fort McClellan, AL at $1,185, the highest San Francisco, CA at $5,127. The three ticks split the 338 areas into four equal groups, at $1,626, $2,064, $2,580.

Monthly BAH by grade, 2026

The 2026 rates for each grade, in whole dollars a month, exactly as DoD’s file lists them for MT175. E‑1 to E‑4 with dependents share one rate here.

Malmstrom SFB/Great Falls, MT (MT175), January 1, 2026 – December 31, 2026, a month
GradeWith dependentsWithout dependents
Enlisted
E‑1$1,539$1,266
E‑2$1,539$1,266
E‑3$1,539$1,266
E‑4$1,539$1,266
E‑5$1,608$1,392
E‑6$1,821$1,470
E‑7$1,980$1,539
E‑8$2,160$1,656
E‑9$2,346$1,761
Warrant officers
W‑1$1,839$1,530
W‑2$2,052$1,653
W‑3$2,274$1,764
W‑4$2,373$1,851
W‑5$2,496$2,022
Officers with over 4 years of enlisted or warrant service
O‑1E$2,013$1,605
O‑2E$2,241$1,698
O‑3E$2,391$1,809
Officers
O‑1$1,641$1,467
O‑2$1,818$1,590
O‑3$2,268$1,767
O‑4$2,532$1,989
O‑5$2,724$2,088
O‑6$2,745$2,253
O‑7$2,760$2,289
O‑8†$2,760$2,289
O‑9†$2,760$2,289
O‑10†$2,760$2,289

E‑5, the grade in the summary above, is highlighted. † DoD’s file has three columns after O‑7, equal to O‑7 in every area; DoD labels its columns only through O‑7, so they are read here as O‑8 to O‑10.

ZIP codes in this area

DoD’s 2026 file puts these 18 ZIP codes in Malmstrom SFB/Great Falls, MT (MT175). The BAH calculator looks up any of them and can compare up to three; the buttons below open it at 59402, the ZIP of Malmstrom Air Force Base.

Show all 18 ZIP codesAll 18 ZIP codes
594xx
59401 59402 59403 59404 59405 59406 59412 59414 59421 59443 59463 59465 59472 59477 59480 59483 59485 59487

Installations whose address is in this area

Military OneSource lists these installations at a ZIP code in MT175; the ZIP shown is the one in each installation’s main contact address.

Other areas in Montana

Areas whose DoD code starts with MT, with the E‑5 with-dependents rate for 2026.

All 338 areas by state

How these rates work

  • BAH depends on the area, the pay grade and whether the member has dependents; every rate here is a whole-dollar cell of DoD’s 2026 file (BAH-ASCII-2026.zip), not an estimate.
  • Rate protection (37 U.S.C. 403(b)(6)): So long as a member retains uninterrupted eligibility for BAH within an area of the United States, the monthly allowance may not be reduced as a result of changes in housing costs in the area or the member’s promotion. This page can’t know a protected rate; the Leave and Earnings Statement shows it.
  • ZIP codes outside DoD’s file, and the 214 ZIP codes DoD’s file assigns to XX499 (“UNKNOWN”), have no area page.

Sources

Checked against DoD’s file on October 13, 2026. The data page lists every file’s checksum: BAH data.

  1. BAH rates, all locations and pay grades, 2026 (ASCII)Defense Travel Management Office · read
  2. 37 U.S.C. 403, Basic allowance for housingCornell LII (U.S. Code) · read
  3. MilitaryINSTALLATIONS: installation pages (Main Contact Info addresses)Military OneSource, U.S. Department of Defense · read