BAH 2026Military housing area MS170
Jackson, MS BAH 2026
DoD’s 2026 housing allowance for every pay grade in the Jackson, MS military housing area, with and without dependents, and the 62 ZIP codes it covers.
On this page4 sections
- E‑5 with dependents
- $1,920a month192nd highest of 338
- E‑5 without dependents
- $1,608a month
- O‑3 with dependents
- $2,502a month178th highest of 338
- ZIP codes
- 62in this DoD area
Jackson, MS pays $1,920 a month for an E‑5 with dependents: the 192nd highest of 338 areas. The lowest is Anniston/Fort McClellan, AL at $1,185, the highest San Francisco, CA at $5,127. The three ticks split the 338 areas into four equal groups, at $1,626, $2,064, $2,580.
Monthly BAH by grade, 2026
The 2026 rates for each grade, in whole dollars a month, exactly as DoD’s file lists them for MS170. E‑1 to E‑4 with dependents share one rate here.
| Grade | With dependents | Without dependents |
|---|---|---|
| Enlisted | ||
| E‑1 | $1,818 | $1,422 |
| E‑2 | $1,818 | $1,422 |
| E‑3 | $1,818 | $1,422 |
| E‑4 | $1,818 | $1,422 |
| E‑5 | $1,920 | $1,608 |
| E‑6 | $2,163 | $1,722 |
| E‑7 | $2,286 | $1,818 |
| E‑8 | $2,418 | $1,974 |
| E‑9 | $2,598 | $2,037 |
| Warrant officers | ||
| W‑1 | $2,181 | $1,797 |
| W‑2 | $2,340 | $1,971 |
| W‑3 | $2,505 | $2,049 |
| W‑4 | $2,634 | $2,184 |
| W‑5 | $2,790 | $2,316 |
| Officers with over 4 years of enlisted or warrant service | ||
| O‑1E | $2,307 | $1,917 |
| O‑2E | $2,481 | $2,022 |
| O‑3E | $2,658 | $2,154 |
| Officers | ||
| O‑1 | $1,956 | $1,716 |
| O‑2 | $2,160 | $1,890 |
| O‑3 | $2,502 | $2,070 |
| O‑4 | $2,841 | $2,289 |
| O‑5 | $3,084 | $2,361 |
| O‑6 | $3,108 | $2,484 |
| O‑7 | $3,129 | $2,526 |
| O‑8† | $3,129 | $2,526 |
| O‑9† | $3,129 | $2,526 |
| O‑10† | $3,129 | $2,526 |
E‑5, the grade in the summary above, is highlighted. † DoD’s file has three columns after O‑7, equal to O‑7 in every area; DoD labels its columns only through O‑7, so they are read here as O‑8 to O‑10.
ZIP codes in this area
DoD’s 2026 file puts these 62 ZIP codes in Jackson, MS (MS170). The BAH calculator looks up any of them and can compare up to three; the buttons below open it at 39041, one ZIP in this area, or at a ZIP the check below finds in this area.
Show all 62 ZIP codesAll 62 ZIP codes
- 390xx
- 39041 39042 39043 39045 39046 39047 39056 39058 39060 39066 39071 39073
- 391xx
- 39110 39130 39145 39148 39151 39154 39156 39157 39158 39161 39163 39167 39170 39174 39175 39180 39181 39182 39183 39193
- 392xx
- 39201 39202 39203 39204 39205 39206 39207 39208 39209 39210 39211 39212 39213 39215 39216 39217 39218 39225 39232 39236 39269 39272 39282 39283 39284 39286 39288 39289 39296 39298
Other areas in Mississippi
Areas whose DoD code starts with MS, with the E‑5 with-dependents rate for 2026.
How these rates work
- BAH depends on the area, the pay grade and whether the member has dependents; every rate here is a whole-dollar cell of DoD’s 2026 file (BAH-ASCII-2026.zip), not an estimate.
- Rate protection (37 U.S.C. 403(b)(6)): So long as a member retains uninterrupted eligibility for BAH within an area of the United States, the monthly allowance may not be reduced as a result of changes in housing costs in the area or the member’s promotion. This page can’t know a protected rate; the Leave and Earnings Statement shows it.
- ZIP codes outside DoD’s file, and the 214 ZIP codes DoD’s file assigns to XX499 (“UNKNOWN”), have no area page.
Sources
Checked against DoD’s file on October 13, 2026. The data page lists every file’s checksum: BAH data.