BAH 2026Military housing area MS168

Gulfport, MS BAH 2026

DoD’s 2026 housing allowance for every pay grade in the Gulfport, MS military housing area, with and without dependents, and the 31 ZIP codes it covers.

  • In force January 1, 2026 to December 31, 2026
  • From DoD’s file BAH-ASCII-2026.zip
  • Verified October 13, 2026
On this page5 sections
  1. Rates by grade, 2026
  2. ZIP codes in this area
  3. Installations here
  4. Other areas in Mississippi
  5. How these rates work
E‑5 with dependents
$1,602a month259th highest of 338
E‑5 without dependents
$1,365a month
O‑3 with dependents
$2,040a monthtied for 276th highest of 338
ZIP codes
31in this DoD area
E‑5 with dependents, 2026: this area among all 338

Gulfport, MS pays $1,602 a month for an E‑5 with dependents: the 259th highest of 338 areas. The lowest is Anniston/Fort McClellan, AL at $1,185, the highest San Francisco, CA at $5,127. The three ticks split the 338 areas into four equal groups, at $1,626, $2,064, $2,580.

Monthly BAH by grade, 2026

The 2026 rates for each grade, in whole dollars a month, exactly as DoD’s file lists them for MS168. E‑1 to E‑4 with dependents share one rate here.

Gulfport, MS (MS168), January 1, 2026 – December 31, 2026, a month
GradeWith dependentsWithout dependents
Enlisted
E‑1$1,509$1,305
E‑2$1,509$1,305
E‑3$1,509$1,305
E‑4$1,509$1,305
E‑5$1,602$1,365
E‑6$1,620$1,416
E‑7$1,770$1,509
E‑8$1,938$1,611
E‑9$2,139$1,617
Warrant officers
W‑1$1,635$1,488
W‑2$1,836$1,608
W‑3$2,046$1,620
W‑4$2,175$1,653
W‑5$2,331$1,806
Officers with over 4 years of enlisted or warrant service
O‑1E$1,800$1,599
O‑2E$2,016$1,614
O‑3E$2,199$1,650
Officers
O‑1$1,614$1,410
O‑2$1,617$1,575
O‑3$2,040$1,623
O‑4$2,379$1,785
O‑5$2,625$1,968
O‑6$2,643$2,025
O‑7$2,658$2,058
O‑8†$2,658$2,058
O‑9†$2,658$2,058
O‑10†$2,658$2,058

E‑5, the grade in the summary above, is highlighted. † DoD’s file has three columns after O‑7, equal to O‑7 in every area; DoD labels its columns only through O‑7, so they are read here as O‑8 to O‑10.

ZIP codes in this area

DoD’s 2026 file puts these 31 ZIP codes in Gulfport, MS (MS168). The BAH calculator looks up any of them and can compare up to three; the buttons below open it at 39534, the ZIP of Keesler AFB.

Show all 31 ZIP codesAll 31 ZIP codes
395xx
39501 39502 39503 39505 39506 39507 39525 39530 39531 39532 39533 39534 39535 39540 39552 39553 39555 39556 39560 39562 39563 39564 39565 39566 39567 39568 39569 39571 39574 39581 39595

Installations whose address is in this area

Military OneSource lists these installations at a ZIP code in MS168; the ZIP shown is the one in each installation’s main contact address.

Other areas in Mississippi

Areas whose DoD code starts with MS, with the E‑5 with-dependents rate for 2026.

All 338 areas by state

How these rates work

  • BAH depends on the area, the pay grade and whether the member has dependents; every rate here is a whole-dollar cell of DoD’s 2026 file (BAH-ASCII-2026.zip), not an estimate.
  • Rate protection (37 U.S.C. 403(b)(6)): So long as a member retains uninterrupted eligibility for BAH within an area of the United States, the monthly allowance may not be reduced as a result of changes in housing costs in the area or the member’s promotion. This page can’t know a protected rate; the Leave and Earnings Statement shows it.
  • ZIP codes outside DoD’s file, and the 214 ZIP codes DoD’s file assigns to XX499 (“UNKNOWN”), have no area page.

Sources

Checked against DoD’s file on October 13, 2026. The data page lists every file’s checksum: BAH data.

  1. BAH rates, all locations and pay grades, 2026 (ASCII)Defense Travel Management Office · read
  2. 37 U.S.C. 403, Basic allowance for housingCornell LII (U.S. Code) · read
  3. MilitaryINSTALLATIONS: installation pages (Main Contact Info addresses)Military OneSource, U.S. Department of Defense · read