BAH 2026Military housing area KY110
Fort Knox, KY BAH 2026
DoD’s 2026 housing allowance for every pay grade in the Fort Knox, KY military housing area, with and without dependents, and the 22 ZIP codes it covers.
On this page5 sections
- E‑5 with dependents
- $1,647a month249th highest of 338
- E‑5 without dependents
- $1,443a month
- O‑3 with dependents
- $2,421a monthtied for 196th highest of 338
- ZIP codes
- 22in this DoD area
Fort Knox, KY pays $1,647 a month for an E‑5 with dependents: the 249th highest of 338 areas. The lowest is Anniston/Fort McClellan, AL at $1,185, the highest San Francisco, CA at $5,127. The three ticks split the 338 areas into four equal groups, at $1,626, $2,064, $2,580.
Monthly BAH by grade, 2026
The 2026 rates for each grade, in whole dollars a month, exactly as DoD’s file lists them for KY110. E‑1 to E‑4 with dependents share one rate here.
| Grade | With dependents | Without dependents |
|---|---|---|
| Enlisted | ||
| E‑1 | $1,575 | $1,350 |
| E‑2 | $1,575 | $1,350 |
| E‑3 | $1,575 | $1,350 |
| E‑4 | $1,575 | $1,350 |
| E‑5 | $1,647 | $1,443 |
| E‑6 | $2,136 | $1,602 |
| E‑7 | $2,241 | $1,680 |
| E‑8 | $2,352 | $1,764 |
| E‑9 | $2,505 | $1,893 |
| Warrant officers | ||
| W‑1 | $2,157 | $1,617 |
| W‑2 | $2,286 | $1,746 |
| W‑3 | $2,424 | $1,911 |
| W‑4 | $2,538 | $2,157 |
| W‑5 | $2,679 | $2,265 |
| Officers with over 4 years of enlisted or warrant service | ||
| O‑1E | $2,259 | $1,695 |
| O‑2E | $2,403 | $1,860 |
| O‑3E | $2,559 | $2,130 |
| Officers | ||
| O‑1 | $1,710 | $1,503 |
| O‑2 | $2,133 | $1,683 |
| O‑3 | $2,421 | $1,956 |
| O‑4 | $2,724 | $2,241 |
| O‑5 | $2,943 | $2,301 |
| O‑6 | $2,964 | $2,403 |
| O‑7 | $2,985 | $2,442 |
| O‑8† | $2,985 | $2,442 |
| O‑9† | $2,985 | $2,442 |
| O‑10† | $2,985 | $2,442 |
E‑5, the grade in the summary above, is highlighted. † DoD’s file has three columns after O‑7, equal to O‑7 in every area; DoD labels its columns only through O‑7, so they are read here as O‑8 to O‑10.
ZIP codes in this area
DoD’s 2026 file puts these 22 ZIP codes in Fort Knox, KY (KY110). The BAH calculator looks up any of them and can compare up to three; the buttons below open it at 40121, the ZIP of Fort Knox.
Show all 22 ZIP codesAll 22 ZIP codes
- 401xx
- 40104 40108 40117 40121 40122 40142 40155 40157 40159 40160 40161 40162 40175 40177
- 427xx
- 42701 42702 42724 42732 42740 42776 42784 42788
Installations whose address is in this area
Military OneSource lists these installations at a ZIP code in KY110; the ZIP shown is the one in each installation’s main contact address.
Other areas in Kentucky
Areas whose DoD code starts with KY, with the E‑5 with-dependents rate for 2026.
How these rates work
- BAH depends on the area, the pay grade and whether the member has dependents; every rate here is a whole-dollar cell of DoD’s 2026 file (BAH-ASCII-2026.zip), not an estimate.
- Rate protection (37 U.S.C. 403(b)(6)): So long as a member retains uninterrupted eligibility for BAH within an area of the United States, the monthly allowance may not be reduced as a result of changes in housing costs in the area or the member’s promotion. This page can’t know a protected rate; the Leave and Earnings Statement shows it.
- ZIP codes outside DoD’s file, and the 214 ZIP codes DoD’s file assigns to XX499 (“UNKNOWN”), have no area page.
Sources
Checked against DoD’s file on October 13, 2026. The data page lists every file’s checksum: BAH data.