BAH 2026Military housing area KY106
Fort Campbell, KY BAH 2026
DoD’s 2026 housing allowance for every pay grade in the Fort Campbell, KY military housing area, with and without dependents, and the 39 ZIP codes it covers.
On this page5 sections
- E‑5 with dependents
- $1,815a monthtied for 217th highest of 338
- E‑5 without dependents
- $1,593a month
- O‑3 with dependents
- $2,496a month179th highest of 338
- ZIP codes
- 39in this DoD area
Fort Campbell, KY pays $1,815 a month for an E‑5 with dependents: the tied for 217th highest of 338 areas. The lowest is Anniston/Fort McClellan, AL at $1,185, the highest San Francisco, CA at $5,127. The three ticks split the 338 areas into four equal groups, at $1,626, $2,064, $2,580.
Monthly BAH by grade, 2026
The 2026 rates for each grade, in whole dollars a month, exactly as DoD’s file lists them for KY106. E‑1 to E‑4 with dependents share one rate here.
| Grade | With dependents | Without dependents |
|---|---|---|
| Enlisted | ||
| E‑1 | $1,743 | $1,470 |
| E‑2 | $1,743 | $1,470 |
| E‑3 | $1,743 | $1,470 |
| E‑4 | $1,743 | $1,470 |
| E‑5 | $1,815 | $1,593 |
| E‑6 | $2,100 | $1,671 |
| E‑7 | $2,244 | $1,743 |
| E‑8 | $2,400 | $1,878 |
| E‑9 | $2,580 | $1,956 |
| Warrant officers | ||
| W‑1 | $2,121 | $1,731 |
| W‑2 | $2,307 | $1,875 |
| W‑3 | $2,499 | $1,968 |
| W‑4 | $2,610 | $2,130 |
| W‑5 | $2,751 | $2,277 |
| Officers with over 4 years of enlisted or warrant service | ||
| O‑1E | $2,271 | $1,812 |
| O‑2E | $2,472 | $1,938 |
| O‑3E | $2,634 | $2,091 |
| Officers | ||
| O‑1 | $1,857 | $1,668 |
| O‑2 | $2,097 | $1,794 |
| O‑3 | $2,496 | $1,995 |
| O‑4 | $2,793 | $2,250 |
| O‑5 | $3,006 | $2,334 |
| O‑6 | $3,030 | $2,478 |
| O‑7 | $3,048 | $2,520 |
| O‑8† | $3,048 | $2,520 |
| O‑9† | $3,048 | $2,520 |
| O‑10† | $3,048 | $2,520 |
E‑5, the grade in the summary above, is highlighted. † DoD’s file has three columns after O‑7, equal to O‑7 in every area; DoD labels its columns only through O‑7, so they are read here as O‑8 to O‑10.
ZIP codes in this area
DoD’s 2026 file puts these 39 ZIP codes in Fort Campbell, KY (KY106). The BAH calculator looks up any of them and can compare up to three; the buttons below open it at 42223, the ZIP of Fort Campbell.
Show all 39 ZIP codesAll 39 ZIP codes
- 370xx
- 37010 37015 37023 37028 37032 37035 37040 37041 37042 37043 37044 37049 37050 37052 37058 37073 37079 37082
- 371xx
- 37141 37142 37143 37146 37152 37171 37172 37188 37191
- 422xx
- 42211 42215 42217 42221 42223 42232 42236 42240 42241 42254 42262 42266
Installations whose address is in this area
Military OneSource lists these installations at a ZIP code in KY106; the ZIP shown is the one in each installation’s main contact address.
Other areas in Kentucky
Areas whose DoD code starts with KY, with the E‑5 with-dependents rate for 2026.
How these rates work
- BAH depends on the area, the pay grade and whether the member has dependents; every rate here is a whole-dollar cell of DoD’s 2026 file (BAH-ASCII-2026.zip), not an estimate.
- Rate protection (37 U.S.C. 403(b)(6)): So long as a member retains uninterrupted eligibility for BAH within an area of the United States, the monthly allowance may not be reduced as a result of changes in housing costs in the area or the member’s promotion. This page can’t know a protected rate; the Leave and Earnings Statement shows it.
- ZIP codes outside DoD’s file, and the 214 ZIP codes DoD’s file assigns to XX499 (“UNKNOWN”), have no area page.
Sources
Checked against DoD’s file on October 13, 2026. The data page lists every file’s checksum: BAH data.