BAH 2026Military housing area IL092

Great Lakes NAVTRACEN, IL BAH 2026

DoD’s 2026 housing allowance for every pay grade in the Great Lakes NAVTRACEN, IL military housing area, with and without dependents, and the 50 ZIP codes it covers.

  • In force January 1, 2026 to December 31, 2026
  • From DoD’s file BAH-ASCII-2026.zip
  • Verified October 13, 2026
On this page5 sections
  1. Rates by grade, 2026
  2. ZIP codes in this area
  3. Installations here
  4. Other areas in Illinois
  5. How these rates work
E‑5 with dependents
$2,427a month103rd highest of 338
E‑5 without dependents
$1,854a month
O‑3 with dependents
$3,018a monthtied for 101st highest of 338
ZIP codes
50in this DoD area
E‑5 with dependents, 2026: this area among all 338

Great Lakes NAVTRACEN, IL pays $2,427 a month for an E‑5 with dependents: the 103rd highest of 338 areas. The lowest is Anniston/Fort McClellan, AL at $1,185, the highest San Francisco, CA at $5,127. The three ticks split the 338 areas into four equal groups, at $1,626, $2,064, $2,580.

Monthly BAH by grade, 2026

The 2026 rates for each grade, in whole dollars a month, exactly as DoD’s file lists them for IL092. E‑1 to E‑4 with dependents share one rate here.

Great Lakes NAVTRACEN, IL (IL092), January 1, 2026 – December 31, 2026, a month
GradeWith dependentsWithout dependents
Enlisted
E‑1$2,202$1,653
E‑2$2,202$1,653
E‑3$2,202$1,653
E‑4$2,202$1,653
E‑5$2,427$1,854
E‑6$2,760$2,067
E‑7$2,853$2,211
E‑8$2,955$2,499
E‑9$3,120$2,592
Warrant officers
W‑1$2,778$2,133
W‑2$2,895$2,496
W‑3$3,021$2,604
W‑4$3,156$2,778
W‑5$3,327$2,874
Officers with over 4 years of enlisted or warrant service
O‑1E$2,871$2,424
O‑2E$3,000$2,571
O‑3E$3,183$2,751
Officers
O‑1$2,475$1,977
O‑2$2,757$2,355
O‑3$3,018$2,637
O‑4$3,381$2,853
O‑5$3,645$2,907
O‑6$3,675$3,000
O‑7$3,702$3,051
O‑8†$3,702$3,051
O‑9†$3,702$3,051
O‑10†$3,702$3,051

E‑5, the grade in the summary above, is highlighted. † DoD’s file has three columns after O‑7, equal to O‑7 in every area; DoD labels its columns only through O‑7, so they are read here as O‑8 to O‑10.

ZIP codes in this area

DoD’s 2026 file puts these 50 ZIP codes in Great Lakes NAVTRACEN, IL (IL092). The BAH calculator looks up any of them and can compare up to three; the buttons below open it at 60088, the ZIP of Naval Station Great Lakes.

Show all 50 ZIP codesAll 50 ZIP codes
531xx
53101 53102 53104 53109 53140 53141 53142 53143 53144 53152 53158 53159 53168 53170 53171 53179 53181 53192 53194
600xx
60002 60011 60015 60020 60030 60031 60035 60037 60040 60041 60042 60044 60045 60046 60047 60048 60060 60061 60064 60069 60073 60075 60079 60083 60084 60085 60086 60087 60088 60096 60099

Installations whose address is in this area

Military OneSource lists these installations at a ZIP code in IL092; the ZIP shown is the one in each installation’s main contact address.

Other areas in Illinois

Areas whose DoD code starts with IL, with the E‑5 with-dependents rate for 2026.

All 338 areas by state

How these rates work

  • BAH depends on the area, the pay grade and whether the member has dependents; every rate here is a whole-dollar cell of DoD’s 2026 file (BAH-ASCII-2026.zip), not an estimate.
  • Rate protection (37 U.S.C. 403(b)(6)): So long as a member retains uninterrupted eligibility for BAH within an area of the United States, the monthly allowance may not be reduced as a result of changes in housing costs in the area or the member’s promotion. This page can’t know a protected rate; the Leave and Earnings Statement shows it.
  • ZIP codes outside DoD’s file, and the 214 ZIP codes DoD’s file assigns to XX499 (“UNKNOWN”), have no area page.

Sources

Checked against DoD’s file on October 13, 2026. The data page lists every file’s checksum: BAH data.

  1. BAH rates, all locations and pay grades, 2026 (ASCII)Defense Travel Management Office · read
  2. 37 U.S.C. 403, Basic allowance for housingCornell LII (U.S. Code) · read
  3. MilitaryINSTALLATIONS: installation pages (Main Contact Info addresses)Military OneSource, U.S. Department of Defense · read