BAH 2026Military housing area IL089
Rock Island, IL BAH 2026
DoD’s 2026 housing allowance for every pay grade in the Rock Island, IL military housing area, with and without dependents, and the 43 ZIP codes it covers.
On this page4 sections
- E‑5 with dependents
- $1,908a month194th highest of 338
- E‑5 without dependents
- $1,476a month
- O‑3 with dependents
- $2,298a month224th highest of 338
- ZIP codes
- 43in this DoD area
Rock Island, IL pays $1,908 a month for an E‑5 with dependents: the 194th highest of 338 areas. The lowest is Anniston/Fort McClellan, AL at $1,185, the highest San Francisco, CA at $5,127. The three ticks split the 338 areas into four equal groups, at $1,626, $2,064, $2,580.
Monthly BAH by grade, 2026
The 2026 rates for each grade, in whole dollars a month, exactly as DoD’s file lists them for IL089. E‑1 to E‑4 with dependents share one rate here.
| Grade | With dependents | Without dependents |
|---|---|---|
| Enlisted | ||
| E‑1 | $1,722 | $1,389 |
| E‑2 | $1,722 | $1,389 |
| E‑3 | $1,722 | $1,389 |
| E‑4 | $1,722 | $1,389 |
| E‑5 | $1,908 | $1,476 |
| E‑6 | $2,238 | $1,680 |
| E‑7 | $2,262 | $1,728 |
| E‑8 | $2,283 | $1,980 |
| E‑9 | $2,388 | $2,073 |
| Warrant officers | ||
| W‑1 | $2,259 | $1,695 |
| W‑2 | $2,268 | $1,977 |
| W‑3 | $2,301 | $2,085 |
| W‑4 | $2,421 | $2,238 |
| W‑5 | $2,577 | $2,262 |
| Officers with over 4 years of enlisted or warrant service | ||
| O‑1E | $2,265 | $1,905 |
| O‑2E | $2,292 | $2,052 |
| O‑3E | $2,448 | $2,232 |
| Officers | ||
| O‑1 | $1,956 | $1,533 |
| O‑2 | $2,235 | $1,851 |
| O‑3 | $2,298 | $2,118 |
| O‑4 | $2,628 | $2,250 |
| O‑5 | $2,868 | $2,265 |
| O‑6 | $2,892 | $2,277 |
| O‑7 | $2,910 | $2,313 |
| O‑8† | $2,910 | $2,313 |
| O‑9† | $2,910 | $2,313 |
| O‑10† | $2,910 | $2,313 |
E‑5, the grade in the summary above, is highlighted. † DoD’s file has three columns after O‑7, equal to O‑7 in every area; DoD labels its columns only through O‑7, so they are read here as O‑8 to O‑10.
ZIP codes in this area
DoD’s 2026 file puts these 43 ZIP codes in Rock Island, IL (IL089). The BAH calculator looks up any of them and can compare up to three; the buttons below open it at 52722, one ZIP in this area.
Show all 43 ZIP codesAll 43 ZIP codes
- 527xx
- 52722 52726 52728 52745 52746 52748 52753 52756 52758 52765 52767 52768 52773
- 528xx
- 52801 52802 52803 52804 52805 52806 52807 52808 52809
- 612xx
- 61201 61204 61232 61236 61237 61239 61240 61242 61244 61256 61257 61259 61264 61265 61266 61275 61278 61279 61282 61284 61299
Other areas in Illinois
Areas whose DoD code starts with IL, with the E‑5 with-dependents rate for 2026.
How these rates work
- BAH depends on the area, the pay grade and whether the member has dependents; every rate here is a whole-dollar cell of DoD’s 2026 file (BAH-ASCII-2026.zip), not an estimate.
- Rate protection (37 U.S.C. 403(b)(6)): So long as a member retains uninterrupted eligibility for BAH within an area of the United States, the monthly allowance may not be reduced as a result of changes in housing costs in the area or the member’s promotion. This page can’t know a protected rate; the Leave and Earnings Statement shows it.
- ZIP codes outside DoD’s file, and the 214 ZIP codes DoD’s file assigns to XX499 (“UNKNOWN”), have no area page.
Sources
Checked against DoD’s file on October 13, 2026. The data page lists every file’s checksum: BAH data.