BAH 2026Military housing area HI414
Kauai County, HI BAH 2026
DoD’s 2026 housing allowance for every pay grade in the Kauai County, HI military housing area, with and without dependents, and the 17 ZIP codes it covers.
On this page4 sections
- E‑5 with dependents
- $3,798a month17th highest of 338
- E‑5 without dependents
- $3,162a month
- O‑3 with dependents
- $4,662a month14th highest of 338
- ZIP codes
- 17in this DoD area
Kauai County, HI pays $3,798 a month for an E‑5 with dependents: the 17th highest of 338 areas. The lowest is Anniston/Fort McClellan, AL at $1,185, the highest San Francisco, CA at $5,127. The three ticks split the 338 areas into four equal groups, at $1,626, $2,064, $2,580.
Monthly BAH by grade, 2026
The 2026 rates for each grade, in whole dollars a month, exactly as DoD’s file lists them for HI414. E‑1 to E‑4 with dependents share one rate here.
| Grade | With dependents | Without dependents |
|---|---|---|
| Enlisted | ||
| E‑1 | $3,588 | $2,757 |
| E‑2 | $3,588 | $2,757 |
| E‑3 | $3,588 | $2,757 |
| E‑4 | $3,588 | $2,757 |
| E‑5 | $3,798 | $3,162 |
| E‑6 | $4,266 | $3,399 |
| E‑7 | $4,410 | $3,597 |
| E‑8 | $4,566 | $3,897 |
| E‑9 | $4,863 | $4,032 |
| Warrant officers | ||
| W‑1 | $4,287 | $3,525 |
| W‑2 | $4,476 | $3,894 |
| W‑3 | $4,668 | $4,050 |
| W‑4 | $4,938 | $4,296 |
| W‑5 | $5,262 | $4,446 |
| Officers with over 4 years of enlisted or warrant service | ||
| O‑1E | $4,440 | $3,795 |
| O‑2E | $4,638 | $4,002 |
| O‑3E | $4,986 | $4,260 |
| Officers | ||
| O‑1 | $3,861 | $3,375 |
| O‑2 | $4,260 | $3,732 |
| O‑3 | $4,662 | $4,095 |
| O‑4 | $5,376 | $4,416 |
| O‑5 | $5,892 | $4,503 |
| O‑6 | $5,943 | $4,647 |
| O‑7 | $5,991 | $4,731 |
| O‑8† | $5,991 | $4,731 |
| O‑9† | $5,991 | $4,731 |
| O‑10† | $5,991 | $4,731 |
E‑5, the grade in the summary above, is highlighted. † DoD’s file has three columns after O‑7, equal to O‑7 in every area; DoD labels its columns only through O‑7, so they are read here as O‑8 to O‑10.
ZIP codes in this area
DoD’s 2026 file puts these 17 ZIP codes in Kauai County, HI (HI414). The BAH calculator looks up any of them and can compare up to three; the buttons below open it at 96703, one ZIP in this area.
Show all 17 ZIP codesAll 17 ZIP codes
- 967xx
- 96703 96705 96714 96715 96716 96722 96741 96746 96747 96751 96752 96754 96756 96765 96766 96769 96796
Other areas in Hawaii
Areas whose DoD code starts with HI, with the E‑5 with-dependents rate for 2026.
How these rates work
- BAH depends on the area, the pay grade and whether the member has dependents; every rate here is a whole-dollar cell of DoD’s 2026 file (BAH-ASCII-2026.zip), not an estimate.
- Rate protection (37 U.S.C. 403(b)(6)): So long as a member retains uninterrupted eligibility for BAH within an area of the United States, the monthly allowance may not be reduced as a result of changes in housing costs in the area or the member’s promotion. This page can’t know a protected rate; the Leave and Earnings Statement shows it.
- ZIP codes outside DoD’s file, and the 214 ZIP codes DoD’s file assigns to XX499 (“UNKNOWN”), have no area page.
Sources
Checked against DoD’s file on October 13, 2026. The data page lists every file’s checksum: BAH data.