BAH 2026Military housing area HI409
Hawaii County, HI BAH 2026
DoD’s 2026 housing allowance for every pay grade in the Hawaii County, HI military housing area, with and without dependents, and the 32 ZIP codes it covers.
On this page4 sections
- E‑5 with dependents
- $3,594a month22nd highest of 338
- E‑5 without dependents
- $3,042a month
- O‑3 with dependents
- $3,945a month41st highest of 338
- ZIP codes
- 32in this DoD area
Hawaii County, HI pays $3,594 a month for an E‑5 with dependents: the 22nd highest of 338 areas. The lowest is Anniston/Fort McClellan, AL at $1,185, the highest San Francisco, CA at $5,127. The three ticks split the 338 areas into four equal groups, at $1,626, $2,064, $2,580.
Monthly BAH by grade, 2026
The 2026 rates for each grade, in whole dollars a month, exactly as DoD’s file lists them for HI409. E‑1 to E‑4 with dependents share one rate here.
| Grade | With dependents | Without dependents |
|---|---|---|
| Enlisted | ||
| E‑1 | $3,447 | $2,586 |
| E‑2 | $3,447 | $2,586 |
| E‑3 | $3,447 | $2,586 |
| E‑4 | $3,447 | $2,586 |
| E‑5 | $3,594 | $3,042 |
| E‑6 | $3,837 | $3,312 |
| E‑7 | $3,876 | $3,450 |
| E‑8 | $3,915 | $3,648 |
| E‑9 | $3,993 | $3,711 |
| Warrant officers | ||
| W‑1 | $3,855 | $3,408 |
| W‑2 | $3,891 | $3,645 |
| W‑3 | $3,948 | $3,723 |
| W‑4 | $4,014 | $3,840 |
| W‑5 | $4,104 | $3,882 |
| Officers with over 4 years of enlisted or warrant service | ||
| O‑1E | $3,879 | $3,591 |
| O‑2E | $3,936 | $3,696 |
| O‑3E | $4,026 | $3,828 |
| Officers | ||
| O‑1 | $3,630 | $3,297 |
| O‑2 | $3,834 | $3,549 |
| O‑3 | $3,945 | $3,744 |
| O‑4 | $4,128 | $3,867 |
| O‑5 | $4,263 | $3,885 |
| O‑6 | $4,299 | $3,921 |
| O‑7 | $4,332 | $3,993 |
| O‑8† | $4,332 | $3,993 |
| O‑9† | $4,332 | $3,993 |
| O‑10† | $4,332 | $3,993 |
E‑5, the grade in the summary above, is highlighted. † DoD’s file has three columns after O‑7, equal to O‑7 in every area; DoD labels its columns only through O‑7, so they are read here as O‑8 to O‑10.
ZIP codes in this area
DoD’s 2026 file puts these 32 ZIP codes in Hawaii County, HI (HI409). The BAH calculator looks up any of them and can compare up to three; the buttons below open it at 96704, one ZIP in this area.
Show all 32 ZIP codesAll 32 ZIP codes
- 967xx
- 96704 96710 96718 96719 96720 96721 96725 96726 96727 96728 96737 96738 96739 96740 96743 96745 96749 96750 96755 96760 96764 96771 96772 96773 96774 96776 96777 96778 96780 96781 96783 96785
Other areas in Hawaii
Areas whose DoD code starts with HI, with the E‑5 with-dependents rate for 2026.
How these rates work
- BAH depends on the area, the pay grade and whether the member has dependents; every rate here is a whole-dollar cell of DoD’s 2026 file (BAH-ASCII-2026.zip), not an estimate.
- Rate protection (37 U.S.C. 403(b)(6)): So long as a member retains uninterrupted eligibility for BAH within an area of the United States, the monthly allowance may not be reduced as a result of changes in housing costs in the area or the member’s promotion. This page can’t know a protected rate; the Leave and Earnings Statement shows it.
- ZIP codes outside DoD’s file, and the 214 ZIP codes DoD’s file assigns to XX499 (“UNKNOWN”), have no area page.
Sources
Checked against DoD’s file on October 13, 2026. The data page lists every file’s checksum: BAH data.