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BAH 2026Military housing area FL068

Ocala, FL BAH 2026

DoD’s 2026 housing allowance for every pay grade in the Ocala, FL military housing area, with and without dependents, and the 112 ZIP codes it covers.

  • In force January 1, 2026 to December 31, 2026
  • From DoD’s file BAH-ASCII-2026.zip
  • Verified October 13, 2026
On this page4 sections
  1. Rates by grade, 2026
  2. ZIP codes in this area
  3. Other areas in Florida
  4. How these rates work
E‑5 with dependents
$2,370a month116th highest of 338
E‑5 without dependents
$1,944a month
O‑3 with dependents
$2,439a monthtied for 192nd highest of 338
ZIP codes
112in this DoD area
E‑5 with dependents, 2026: this area among all 338

Ocala, FL pays $2,370 a month for an E‑5 with dependents: the 116th highest of 338 areas. The lowest is Anniston/Fort McClellan, AL at $1,185, the highest San Francisco, CA at $5,127. The three ticks split the 338 areas into four equal groups, at $1,626, $2,064, $2,580.

Monthly BAH by grade, 2026

The 2026 rates for each grade, in whole dollars a month, exactly as DoD’s file lists them for FL068. E‑1 to E‑4 with dependents share one rate here.

Ocala, FL (FL068), January 1, 2026 – December 31, 2026, a month
GradeWith dependentsWithout dependents
Enlisted
E‑1$2,205$1,785
E‑2$2,205$1,785
E‑3$2,205$1,785
E‑4$2,205$1,785
E‑5$2,370$1,944
E‑6$2,391$2,055
E‑7$2,409$2,211
E‑8$2,424$2,382
E‑9$2,517$2,388
Warrant officers
W‑1$2,406$2,160
W‑2$2,415$2,379
W‑3$2,442$2,391
W‑4$2,544$2,400
W‑5$2,676$2,406
Officers with over 4 years of enlisted or warrant service
O‑1E$2,412$2,367
O‑2E$2,433$2,385
O‑3E$2,565$2,397
Officers
O‑1$2,382$2,037
O‑2$2,388$2,319
O‑3$2,439$2,394
O‑4$2,718$2,403
O‑5$2,922$2,409
O‑6$2,943$2,418
O‑7$2,961$2,457
O‑8†$2,961$2,457
O‑9†$2,961$2,457
O‑10†$2,961$2,457

E‑5, the grade in the summary above, is highlighted. † DoD’s file has three columns after O‑7, equal to O‑7 in every area; DoD labels its columns only through O‑7, so they are read here as O‑8 to O‑10.

ZIP codes in this area

DoD’s 2026 file puts these 112 ZIP codes in Ocala, FL (FL068). The BAH calculator looks up any of them and can compare up to three; the buttons below open it at 32102, one ZIP in this area, or at a ZIP the check below finds in this area.

Show all 112 ZIP codesAll 112 ZIP codes
321xx
32102 32111 32113 32133 32134 32158 32159 32162 32163 32179 32182 32183 32192 32195
326xx
32617 32621 32625 32626 32634 32639 32644 32663 32664 32668 32681 32683 32686 32696
327xx
32702 32726 32727 32735 32736 32756 32757 32767 32776 32778 32784
335xx
33513 33514 33521 33538 33585 33597
344xx
34420 34421 34423 34428 34429 34430 34431 34432 34433 34434 34436 34441 34442 34445 34446 34447 34448 34449 34450 34451 34452 34453 34460 34461 34464 34465 34470 34471 34472 34473 34474 34475 34476 34477 34478 34479 34480 34481 34482 34483 34484 34487 34488 34489 34491 34492 34498
347xx
34705 34711 34712 34713 34714 34715 34729 34731 34736 34737 34748 34749 34753 34755 34756 34762 34785 34788 34789 34797
BAH calculator at 32102Basic pay + BAH + BAS at 32102

Other areas in Florida

Areas whose DoD code starts with FL, with the E‑5 with-dependents rate for 2026.

All 338 areas by state

How these rates work

  • BAH depends on the area, the pay grade and whether the member has dependents; every rate here is a whole-dollar cell of DoD’s 2026 file (BAH-ASCII-2026.zip), not an estimate.
  • Rate protection (37 U.S.C. 403(b)(6)): So long as a member retains uninterrupted eligibility for BAH within an area of the United States, the monthly allowance may not be reduced as a result of changes in housing costs in the area or the member’s promotion. This page can’t know a protected rate; the Leave and Earnings Statement shows it.
  • ZIP codes outside DoD’s file, and the 214 ZIP codes DoD’s file assigns to XX499 (“UNKNOWN”), have no area page.
Alert for BAH 2027 (January 1):RSS feedCalendar (.ics)How these work

Sources

Checked against DoD’s file on October 13, 2026. The data page lists every file’s checksum: BAH data.

  1. BAH rates, all locations and pay grades, 2026 (ASCII)Defense Travel Management Office · read
  2. 37 U.S.C. 403, Basic allowance for housingCornell LII (U.S. Code) · read