BAH 2026Military housing area FL058
Jacksonville, FL BAH 2026
DoD’s 2026 housing allowance for every pay grade in the Jacksonville, FL military housing area, with and without dependents, and the 76 ZIP codes it covers.
On this page5 sections
- E‑5 with dependents
- $2,181a monthtied for 145th highest of 338
- E‑5 without dependents
- $1,803a month
- O‑3 with dependents
- $2,364a month211th highest of 338
- ZIP codes
- 76in this DoD area
Jacksonville, FL pays $2,181 a month for an E‑5 with dependents: the tied for 145th highest of 338 areas. The lowest is Anniston/Fort McClellan, AL at $1,185, the highest San Francisco, CA at $5,127. The three ticks split the 338 areas into four equal groups, at $1,626, $2,064, $2,580.
Monthly BAH by grade, 2026
The 2026 rates for each grade, in whole dollars a month, exactly as DoD’s file lists them for FL058. E‑1 to E‑4 with dependents share one rate here.
| Grade | With dependents | Without dependents |
|---|---|---|
| Enlisted | ||
| E‑1 | $2,046 | $1,623 |
| E‑2 | $2,046 | $1,623 |
| E‑3 | $2,046 | $1,623 |
| E‑4 | $2,046 | $1,623 |
| E‑5 | $2,181 | $1,803 |
| E‑6 | $2,241 | $1,920 |
| E‑7 | $2,283 | $2,049 |
| E‑8 | $2,331 | $2,199 |
| E‑9 | $2,424 | $2,205 |
| Warrant officers | ||
| W‑1 | $2,256 | $2,010 |
| W‑2 | $2,301 | $2,196 |
| W‑3 | $2,367 | $2,208 |
| W‑4 | $2,445 | $2,241 |
| W‑5 | $2,550 | $2,292 |
| Officers with over 4 years of enlisted or warrant service | ||
| O‑1E | $2,289 | $2,178 |
| O‑2E | $2,355 | $2,202 |
| O‑3E | $2,463 | $2,229 |
| Officers | ||
| O‑1 | $2,196 | $1,908 |
| O‑2 | $2,238 | $2,139 |
| O‑3 | $2,364 | $2,211 |
| O‑4 | $2,580 | $2,277 |
| O‑5 | $2,736 | $2,301 |
| O‑6 | $2,757 | $2,343 |
| O‑7 | $2,775 | $2,382 |
| O‑8† | $2,775 | $2,382 |
| O‑9† | $2,775 | $2,382 |
| O‑10† | $2,775 | $2,382 |
E‑5, the grade in the summary above, is highlighted. † DoD’s file has three columns after O‑7, equal to O‑7 in every area; DoD labels its columns only through O‑7, so they are read here as O‑8 to O‑10.
ZIP codes in this area
DoD’s 2026 file puts these 76 ZIP codes in Jacksonville, FL (FL058). The BAH calculator looks up any of them and can compare up to three; the buttons below open it at 32212, the ZIP of Naval Air Station Jacksonville, or at a ZIP the check below finds in this area.
Show all 76 ZIP codesAll 76 ZIP codes
- 320xx
- 32003 32004 32006 32030 32033 32043 32050 32065 32067 32068 32073 32079 32080 32081 32082 32084 32085 32086 32091 32092 32095 32099
- 321xx
- 32145 32160
- 322xx
- 32201 32202 32203 32204 32205 32206 32207 32208 32209 32210 32211 32212 32214 32216 32217 32218 32219 32220 32221 32222 32223 32224 32225 32226 32227 32228 32229 32231 32232 32233 32234 32235 32236 32238 32239 32240 32241 32244 32245 32246 32247 32250 32254 32255 32256 32257 32258 32259 32260 32266 32277
- 326xx
- 32656
Installations whose address is in this area
Military OneSource lists these installations at a ZIP code in FL058; the ZIP shown is the one in each installation’s main contact address.
Other areas in Florida
Areas whose DoD code starts with FL, with the E‑5 with-dependents rate for 2026.
- Eglin AFB, FL$2,433
- Florida Keys, FL$3,969
- Fort Myers Beach, FL$2,694
- Fort Pierce, FL$2,691
- Gainesville, FL$2,040
- Jacksonville, FL$2,181
- Miami/Fort Lauderdale, FL$3,660
- Ocala, FL$2,370
- Orlando, FL$2,658
- Panama City, FL$2,163
- Patrick SFB, FL$2,502
- Pensacola, FL$1,863
- Tallahassee, FL$1,824
- Tampa, FL$2,709
- Volusia County, FL$2,286
- West Palm Beach, FL$3,423
How these rates work
- BAH depends on the area, the pay grade and whether the member has dependents; every rate here is a whole-dollar cell of DoD’s 2026 file (BAH-ASCII-2026.zip), not an estimate.
- Rate protection (37 U.S.C. 403(b)(6)): So long as a member retains uninterrupted eligibility for BAH within an area of the United States, the monthly allowance may not be reduced as a result of changes in housing costs in the area or the member’s promotion. This page can’t know a protected rate; the Leave and Earnings Statement shows it.
- ZIP codes outside DoD’s file, and the 214 ZIP codes DoD’s file assigns to XX499 (“UNKNOWN”), have no area page.
Sources
Checked against DoD’s file on October 13, 2026. The data page lists every file’s checksum: BAH data.