BAH 2026Military housing area AK405
Fairbanks, AK BAH 2026
DoD’s 2026 housing allowance for every pay grade in the Fairbanks, AK military housing area, with and without dependents, and the 23 ZIP codes it covers.
On this page5 sections
- E‑5 with dependents
- $2,436a monthtied for 98th highest of 338
- E‑5 without dependents
- $1,827a month
- O‑3 with dependents
- $2,937a monthtied for 107th highest of 338
- ZIP codes
- 23in this DoD area
Fairbanks, AK pays $2,436 a month for an E‑5 with dependents: the tied for 98th highest of 338 areas. The lowest is Anniston/Fort McClellan, AL at $1,185, the highest San Francisco, CA at $5,127. The three ticks split the 338 areas into four equal groups, at $1,626, $2,064, $2,580.
Monthly BAH by grade, 2026
The 2026 rates for each grade, in whole dollars a month, exactly as DoD’s file lists them for AK405. E‑1 to E‑4 with dependents share one rate here.
| Grade | With dependents | Without dependents |
|---|---|---|
| Enlisted | ||
| E‑1 | $2,106 | $1,581 |
| E‑2 | $2,106 | $1,581 |
| E‑3 | $2,106 | $1,581 |
| E‑4 | $2,106 | $1,581 |
| E‑5 | $2,436 | $1,827 |
| E‑6 | $2,454 | $1,887 |
| E‑7 | $2,610 | $1,989 |
| E‑8 | $2,814 | $2,166 |
| E‑9 | $3,018 | $2,265 |
| Warrant officers | ||
| W‑1 | $2,457 | $1,965 |
| W‑2 | $2,694 | $2,163 |
| W‑3 | $2,943 | $2,271 |
| W‑4 | $3,045 | $2,463 |
| W‑5 | $3,171 | $2,655 |
| Officers with over 4 years of enlisted or warrant service | ||
| O‑1E | $2,646 | $2,091 |
| O‑2E | $2,907 | $2,235 |
| O‑3E | $3,066 | $2,415 |
| Officers | ||
| O‑1 | $2,448 | $1,881 |
| O‑2 | $2,451 | $2,064 |
| O‑3 | $2,937 | $2,301 |
| O‑4 | $3,210 | $2,619 |
| O‑5 | $3,405 | $2,733 |
| O‑6 | $3,432 | $2,922 |
| O‑7 | $3,456 | $2,973 |
| O‑8† | $3,456 | $2,973 |
| O‑9† | $3,456 | $2,973 |
| O‑10† | $3,456 | $2,973 |
E‑5, the grade in the summary above, is highlighted. † DoD’s file has three columns after O‑7, equal to O‑7 in every area; DoD labels its columns only through O‑7, so they are read here as O‑8 to O‑10.
ZIP codes in this area
DoD’s 2026 file puts these 23 ZIP codes in Fairbanks, AK (AK405). The BAH calculator looks up any of them and can compare up to three; the buttons below open it at 99702, the ZIP of Eielson AFB.
Show all 23 ZIP codesAll 23 ZIP codes
- 997xx
- 99701 99702 99703 99705 99706 99707 99708 99709 99710 99711 99712 99714 99716 99725 99731 99732 99737 99738 99764 99775 99776 99780 99790
Installations whose address is in this area
Military OneSource lists these installations at a ZIP code in AK405; the ZIP shown is the one in each installation’s main contact address.
Other areas in Alaska
Areas whose DoD code starts with AK, with the E‑5 with-dependents rate for 2026.
How these rates work
- BAH depends on the area, the pay grade and whether the member has dependents; every rate here is a whole-dollar cell of DoD’s 2026 file (BAH-ASCII-2026.zip), not an estimate.
- Rate protection (37 U.S.C. 403(b)(6)): So long as a member retains uninterrupted eligibility for BAH within an area of the United States, the monthly allowance may not be reduced as a result of changes in housing costs in the area or the member’s promotion. This page can’t know a protected rate; the Leave and Earnings Statement shows it.
- ZIP codes outside DoD’s file, and the 214 ZIP codes DoD’s file assigns to XX499 (“UNKNOWN”), have no area page.
Sources
Checked against DoD’s file on October 13, 2026. The data page lists every file’s checksum: BAH data.