BAH 2026Military housing area AK404
Anchorage, AK BAH 2026
DoD’s 2026 housing allowance for every pay grade in the Anchorage, AK military housing area, with and without dependents, and the 173 ZIP codes it covers.
On this page5 sections
- E‑5 with dependents
- $2,874a month61st highest of 338
- E‑5 without dependents
- $2,157a month
- O‑3 with dependents
- $3,360a month69th highest of 338
- ZIP codes
- 173in this DoD area
Anchorage, AK pays $2,874 a month for an E‑5 with dependents: the 61st highest of 338 areas. The lowest is Anniston/Fort McClellan, AL at $1,185, the highest San Francisco, CA at $5,127. The three ticks split the 338 areas into four equal groups, at $1,626, $2,064, $2,580.
Monthly BAH by grade, 2026
The 2026 rates for each grade, in whole dollars a month, exactly as DoD’s file lists them for AK404. E‑1 to E‑4 with dependents share one rate here.
| Grade | With dependents | Without dependents |
|---|---|---|
| Enlisted | ||
| E‑1 | $2,277 | $1,707 |
| E‑2 | $2,277 | $1,707 |
| E‑3 | $2,277 | $1,707 |
| E‑4 | $2,277 | $1,707 |
| E‑5 | $2,874 | $2,157 |
| E‑6 | $2,892 | $2,169 |
| E‑7 | $3,045 | $2,283 |
| E‑8 | $3,240 | $2,430 |
| E‑9 | $3,486 | $2,616 |
| Warrant officers | ||
| W‑1 | $2,895 | $2,172 |
| W‑2 | $3,123 | $2,385 |
| W‑3 | $3,369 | $2,619 |
| W‑4 | $3,528 | $2,901 |
| W‑5 | $3,723 | $3,087 |
| Officers with over 4 years of enlisted or warrant service | ||
| O‑1E | $3,078 | $2,310 |
| O‑2E | $3,333 | $2,523 |
| O‑3E | $3,558 | $2,853 |
| Officers | ||
| O‑1 | $2,886 | $2,166 |
| O‑2 | $2,889 | $2,286 |
| O‑3 | $3,360 | $2,643 |
| O‑4 | $3,789 | $3,051 |
| O‑5 | $4,095 | $3,162 |
| O‑6 | $4,131 | $3,348 |
| O‑7 | $4,161 | $3,405 |
| O‑8† | $4,161 | $3,405 |
| O‑9† | $4,161 | $3,405 |
| O‑10† | $4,161 | $3,405 |
E‑5, the grade in the summary above, is highlighted. † DoD’s file has three columns after O‑7, equal to O‑7 in every area; DoD labels its columns only through O‑7, so they are read here as O‑8 to O‑10.
ZIP codes in this area
DoD’s 2026 file puts these 173 ZIP codes in Anchorage, AK (AK404). The BAH calculator looks up any of them and can compare up to three; the buttons below open it at 99505, the ZIP of Joint Base Elmendorf-Richardson (JBER), or at a ZIP the check below finds in this area.
Show all 173 ZIP codesAll 173 ZIP codes
- 995xx
- 99501 99502 99503 99504 99505 99506 99507 99508 99509 99510 99511 99513 99514 99515 99516 99517 99518 99519 99520 99521 99522 99523 99524 99529 99530 99540 99545 99551 99552 99554 99555 99556 99557 99558 99559 99561 99563 99567 99568 99569 99572 99575 99576 99577 99578 99580 99581 99585 99587 99589 99590 99599
- 996xx
- 99602 99603 99604 99605 99607 99609 99610 99611 99614 99620 99621 99622 99623 99626 99627 99628 99629 99630 99631 99632 99634 99635 99636 99637 99639 99641 99645 99650 99651 99652 99654 99655 99656 99657 99658 99659 99662 99663 99664 99665 99666 99667 99668 99669 99671 99672 99674 99675 99676 99678 99679 99680 99681 99682 99683 99684 99687 99688 99690 99691 99694 99695
- 997xx
- 99704 99720 99721 99722 99723 99724 99726 99727 99729 99730 99733 99734 99736 99739 99740 99741 99742 99743 99744 99745 99746 99747 99748 99749 99750 99751 99752 99753 99754 99755 99756 99757 99758 99759 99760 99761 99762 99763 99765 99766 99767 99768 99769 99770 99771 99772 99773 99774 99777 99778 99781 99782 99783 99784 99785 99786 99788 99789 99791
Installations whose address is in this area
Military OneSource lists these installations at a ZIP code in AK404; the ZIP shown is the one in each installation’s main contact address.
Other areas in Alaska
Areas whose DoD code starts with AK, with the E‑5 with-dependents rate for 2026.
How these rates work
- BAH depends on the area, the pay grade and whether the member has dependents; every rate here is a whole-dollar cell of DoD’s 2026 file (BAH-ASCII-2026.zip), not an estimate.
- Rate protection (37 U.S.C. 403(b)(6)): So long as a member retains uninterrupted eligibility for BAH within an area of the United States, the monthly allowance may not be reduced as a result of changes in housing costs in the area or the member’s promotion. This page can’t know a protected rate; the Leave and Earnings Statement shows it.
- ZIP codes outside DoD’s file, and the 214 ZIP codes DoD’s file assigns to XX499 (“UNKNOWN”), have no area page.
Sources
Checked against DoD’s file on October 13, 2026. The data page lists every file’s checksum: BAH data.