BAH 2026Military housing area WI359
Stevens Point, WI BAH 2026
DoD’s 2026 housing allowance for every pay grade in the Stevens Point, WI military housing area, with and without dependents, and the 44 ZIP codes it covers.
On this page4 sections
- E‑5 with dependents
- $1,338a monthtied for 324th highest of 338
- E‑5 without dependents
- $1,161a month
- O‑3 with dependents
- $1,746a month336th highest of 338
- ZIP codes
- 44in this DoD area
Stevens Point, WI pays $1,338 a month for an E‑5 with dependents: the tied for 324th highest of 338 areas. The lowest is Anniston/Fort McClellan, AL at $1,185, the highest San Francisco, CA at $5,127. The three ticks split the 338 areas into four equal groups, at $1,626, $2,064, $2,580.
Monthly BAH by grade, 2026
The 2026 rates for each grade, in whole dollars a month, exactly as DoD’s file lists them for WI359. E‑1 to E‑4 with dependents share one rate here.
| Grade | With dependents | Without dependents |
|---|---|---|
| Enlisted | ||
| E‑1 | $1,287 | $1,038 |
| E‑2 | $1,287 | $1,038 |
| E‑3 | $1,287 | $1,038 |
| E‑4 | $1,287 | $1,038 |
| E‑5 | $1,338 | $1,161 |
| E‑6 | $1,707 | $1,281 |
| E‑7 | $1,731 | $1,299 |
| E‑8 | $1,740 | $1,416 |
| E‑9 | $1,764 | $1,521 |
| Warrant officers | ||
| W‑1 | $1,728 | $1,296 |
| W‑2 | $1,737 | $1,413 |
| W‑3 | $1,749 | $1,536 |
| W‑4 | $1,779 | $1,704 |
| W‑5 | $1,860 | $1,713 |
| Officers with over 4 years of enlisted or warrant service | ||
| O‑1E | $1,734 | $1,335 |
| O‑2E | $1,743 | $1,497 |
| O‑3E | $1,791 | $1,701 |
| Officers | ||
| O‑1 | $1,389 | $1,236 |
| O‑2 | $1,704 | $1,326 |
| O‑3 | $1,746 | $1,572 |
| O‑4 | $1,878 | $1,707 |
| O‑5 | $1,998 | $1,716 |
| O‑6 | $2,010 | $1,719 |
| O‑7 | $2,022 | $1,722 |
| O‑8† | $2,022 | $1,722 |
| O‑9† | $2,022 | $1,722 |
| O‑10† | $2,022 | $1,722 |
E‑5, the grade in the summary above, is highlighted. † DoD’s file has three columns after O‑7, equal to O‑7 in every area; DoD labels its columns only through O‑7, so they are read here as O‑8 to O‑10.
ZIP codes in this area
DoD’s 2026 file puts these 44 ZIP codes in Stevens Point, WI (WI359). The BAH calculator looks up any of them and can compare up to three; the buttons below open it at 54401, one ZIP in this area.
Show all 44 ZIP codesAll 44 ZIP codes
- 544xx
- 54401 54402 54403 54406 54407 54408 54410 54411 54412 54413 54415 54417 54423 54426 54427 54429 54440 54441 54443 54448 54449 54454 54455 54457 54458 54466 54467 54469 54471 54473 54474 54475 54476 54479 54481 54482 54484 54488 54489 54492 54494 54495
- 549xx
- 54909 54921
Other areas in Wisconsin
Areas whose DoD code starts with WI, with the E‑5 with-dependents rate for 2026.
How these rates work
- BAH depends on the area, the pay grade and whether the member has dependents; every rate here is a whole-dollar cell of DoD’s 2026 file (BAH-ASCII-2026.zip), not an estimate.
- Rate protection (37 U.S.C. 403(b)(6)): So long as a member retains uninterrupted eligibility for BAH within an area of the United States, the monthly allowance may not be reduced as a result of changes in housing costs in the area or the member’s promotion. This page can’t know a protected rate; the Leave and Earnings Statement shows it.
- ZIP codes outside DoD’s file, and the 214 ZIP codes DoD’s file assigns to XX499 (“UNKNOWN”), have no area page.
Sources
Checked against DoD’s file on October 13, 2026. The data page lists every file’s checksum: BAH data.