BAH 2026Military housing area WA311
Tacoma, WA BAH 2026
DoD’s 2026 housing allowance for every pay grade in the Tacoma, WA military housing area, with and without dependents, and the 100 ZIP codes it covers.
On this page5 sections
- E‑5 with dependents
- $2,556a month87th highest of 338
- E‑5 without dependents
- $2,121a month
- O‑3 with dependents
- $3,123a month87th highest of 338
- ZIP codes
- 100in this DoD area
Tacoma, WA pays $2,556 a month for an E‑5 with dependents: the 87th highest of 338 areas. The lowest is Anniston/Fort McClellan, AL at $1,185, the highest San Francisco, CA at $5,127. The three ticks split the 338 areas into four equal groups, at $1,626, $2,064, $2,580.
Monthly BAH by grade, 2026
The 2026 rates for each grade, in whole dollars a month, exactly as DoD’s file lists them for WA311. E‑1 to E‑4 with dependents share one rate here.
| Grade | With dependents | Without dependents |
|---|---|---|
| Enlisted | ||
| E‑1 | $2,370 | $2,034 |
| E‑2 | $2,370 | $2,034 |
| E‑3 | $2,370 | $2,034 |
| E‑4 | $2,370 | $2,034 |
| E‑5 | $2,556 | $2,121 |
| E‑6 | $2,919 | $2,199 |
| E‑7 | $2,994 | $2,376 |
| E‑8 | $3,072 | $2,634 |
| E‑9 | $3,180 | $2,736 |
| Warrant officers | ||
| W‑1 | $2,940 | $2,313 |
| W‑2 | $3,024 | $2,631 |
| W‑3 | $3,126 | $2,751 |
| W‑4 | $3,201 | $2,931 |
| W‑5 | $3,297 | $3,009 |
| Officers with over 4 years of enlisted or warrant service | ||
| O‑1E | $3,006 | $2,553 |
| O‑2E | $3,108 | $2,712 |
| O‑3E | $3,216 | $2,913 |
| Officers | ||
| O‑1 | $2,607 | $2,178 |
| O‑2 | $2,916 | $2,496 |
| O‑3 | $3,123 | $2,784 |
| O‑4 | $3,324 | $2,991 |
| O‑5 | $3,471 | $3,030 |
| O‑6 | $3,501 | $3,102 |
| O‑7 | $3,525 | $3,156 |
| O‑8† | $3,525 | $3,156 |
| O‑9† | $3,525 | $3,156 |
| O‑10† | $3,525 | $3,156 |
E‑5, the grade in the summary above, is highlighted. † DoD’s file has three columns after O‑7, equal to O‑7 in every area; DoD labels its columns only through O‑7, so they are read here as O‑8 to O‑10.
ZIP codes in this area
DoD’s 2026 file puts these 100 ZIP codes in Tacoma, WA (WA311). The BAH calculator looks up any of them and can compare up to three; the buttons below open it at 98433, the ZIP of Joint Base Lewis-McChord, or at a ZIP the check below finds in this area.
Show all 100 ZIP codesAll 100 ZIP codes
- 983xx
- 98303 98304 98321 98323 98327 98328 98329 98330 98332 98333 98335 98338 98344 98348 98349 98351 98352 98354 98360 98371 98372 98373 98374 98375 98385 98387 98388 98390 98391 98394 98395 98396 98397 98398
- 984xx
- 98401 98402 98403 98404 98405 98406 98407 98408 98409 98411 98412 98413 98415 98416 98417 98418 98419 98421 98422 98424 98430 98431 98433 98438 98439 98443 98444 98445 98446 98447 98448 98464 98465 98466 98467 98471 98481 98490 98493 98496 98497 98498 98499
- 985xx
- 98501 98502 98503 98504 98505 98506 98507 98508 98509 98511 98512 98513 98516 98530 98540 98556 98558 98576 98579 98580 98589 98597 98599
Installations whose address is in this area
Military OneSource lists these installations at a ZIP code in WA311; the ZIP shown is the one in each installation’s main contact address.
Other areas in Washington
Areas whose DoD code starts with WA, with the E‑5 with-dependents rate for 2026.
How these rates work
- BAH depends on the area, the pay grade and whether the member has dependents; every rate here is a whole-dollar cell of DoD’s 2026 file (BAH-ASCII-2026.zip), not an estimate.
- Rate protection (37 U.S.C. 403(b)(6)): So long as a member retains uninterrupted eligibility for BAH within an area of the United States, the monthly allowance may not be reduced as a result of changes in housing costs in the area or the member’s promotion. This page can’t know a protected rate; the Leave and Earnings Statement shows it.
- ZIP codes outside DoD’s file, and the 214 ZIP codes DoD’s file assigns to XX499 (“UNKNOWN”), have no area page.
Sources
Checked against DoD’s file on October 13, 2026. The data page lists every file’s checksum: BAH data.