BAH 2026Military housing area VA298

Norfolk/Portsmouth, VA BAH 2026

DoD’s 2026 housing allowance for every pay grade in the Norfolk/Portsmouth, VA military housing area, with and without dependents, and the 67 ZIP codes it covers.

  • In force January 1, 2026 to December 31, 2026
  • From DoD’s file BAH-ASCII-2026.zip
  • Verified October 13, 2026
On this page5 sections
  1. Rates by grade, 2026
  2. ZIP codes in this area
  3. Installations here
  4. Other areas in Virginia
  5. How these rates work
E‑5 with dependents
$2,430a month102nd highest of 338
E‑5 without dependents
$1,908a month
O‑3 with dependents
$2,694a month150th highest of 338
ZIP codes
67in this DoD area
E‑5 with dependents, 2026: this area among all 338

Norfolk/Portsmouth, VA pays $2,430 a month for an E‑5 with dependents: the 102nd highest of 338 areas. The lowest is Anniston/Fort McClellan, AL at $1,185, the highest San Francisco, CA at $5,127. The three ticks split the 338 areas into four equal groups, at $1,626, $2,064, $2,580.

Monthly BAH by grade, 2026

The 2026 rates for each grade, in whole dollars a month, exactly as DoD’s file lists them for VA298. E‑1 to E‑4 with dependents share one rate here.

Norfolk/Portsmouth, VA (VA298), January 1, 2026 – December 31, 2026, a month
GradeWith dependentsWithout dependents
Enlisted
E‑1$2,229$1,707
E‑2$2,229$1,707
E‑3$2,229$1,707
E‑4$2,229$1,707
E‑5$2,430$1,908
E‑6$2,559$2,043
E‑7$2,604$2,235
E‑8$2,661$2,463
E‑9$2,796$2,487
Warrant officers
W‑1$2,574$2,166
W‑2$2,628$2,460
W‑3$2,697$2,496
W‑4$2,832$2,562
W‑5$3,000$2,616
Officers with over 4 years of enlisted or warrant service
O‑1E$2,613$2,427
O‑2E$2,685$2,481
O‑3E$2,859$2,547
Officers
O‑1$2,454$2,022
O‑2$2,556$2,367
O‑3$2,694$2,505
O‑4$3,054$2,601
O‑5$3,318$2,625
O‑6$3,342$2,673
O‑7$3,366$2,718
O‑8†$3,366$2,718
O‑9†$3,366$2,718
O‑10†$3,366$2,718

E‑5, the grade in the summary above, is highlighted. † DoD’s file has three columns after O‑7, equal to O‑7 in every area; DoD labels its columns only through O‑7, so they are read here as O‑8 to O‑10.

ZIP codes in this area

DoD’s 2026 file puts these 67 ZIP codes in Norfolk/Portsmouth, VA (VA298). The BAH calculator looks up any of them and can compare up to three; the buttons below open it at 23459, the ZIP of Joint Expeditionary Base Little Creek-Fort Story, or at a ZIP the check below finds in this area.

Show all 67 ZIP codesAll 67 ZIP codes
233xx
23320 23321 23322 23323 23324 23325 23326 23327 23328
234xx
23432 23433 23434 23435 23436 23437 23438 23439 23450 23451 23452 23453 23454 23455 23456 23457 23458 23459 23460 23461 23462 23463 23464 23465 23466 23467 23471 23479
235xx
23501 23502 23503 23504 23505 23506 23507 23508 23509 23510 23511 23513 23514 23515 23517 23518 23519 23523 23529 23541 23551
237xx
23701 23702 23703 23704 23705 23707 23708 23709
238xx
23851

Installations whose address is in this area

Military OneSource lists these installations at a ZIP code in VA298; the ZIP shown is the one in each installation’s main contact address.

Other areas in Virginia

Areas whose DoD code starts with VA, with the E‑5 with-dependents rate for 2026.

All 338 areas by state

How these rates work

  • BAH depends on the area, the pay grade and whether the member has dependents; every rate here is a whole-dollar cell of DoD’s 2026 file (BAH-ASCII-2026.zip), not an estimate.
  • Rate protection (37 U.S.C. 403(b)(6)): So long as a member retains uninterrupted eligibility for BAH within an area of the United States, the monthly allowance may not be reduced as a result of changes in housing costs in the area or the member’s promotion. This page can’t know a protected rate; the Leave and Earnings Statement shows it.
  • ZIP codes outside DoD’s file, and the 214 ZIP codes DoD’s file assigns to XX499 (“UNKNOWN”), have no area page.

Sources

Checked against DoD’s file on October 13, 2026. The data page lists every file’s checksum: BAH data.

  1. BAH rates, all locations and pay grades, 2026 (ASCII)Defense Travel Management Office · read
  2. 37 U.S.C. 403, Basic allowance for housingCornell LII (U.S. Code) · read
  3. MilitaryINSTALLATIONS: installation pages (Main Contact Info addresses)Military OneSource, U.S. Department of Defense · read