BAH 2026Military housing area RI257
Providence, RI BAH 2026
DoD’s 2026 housing allowance for every pay grade in the Providence, RI military housing area, with and without dependents, and the 102 ZIP codes it covers.
On this page4 sections
- E‑5 with dependents
- $3,195a month43rd highest of 338
- E‑5 without dependents
- $2,682a month
- O‑3 with dependents
- $4,008a month39th highest of 338
- ZIP codes
- 102in this DoD area
Providence, RI pays $3,195 a month for an E‑5 with dependents: the 43rd highest of 338 areas. The lowest is Anniston/Fort McClellan, AL at $1,185, the highest San Francisco, CA at $5,127. The three ticks split the 338 areas into four equal groups, at $1,626, $2,064, $2,580.
Monthly BAH by grade, 2026
The 2026 rates for each grade, in whole dollars a month, exactly as DoD’s file lists them for RI257. E‑1 to E‑4 with dependents share one rate here.
| Grade | With dependents | Without dependents |
|---|---|---|
| Enlisted | ||
| E‑1 | $3,045 | $2,283 |
| E‑2 | $3,045 | $2,283 |
| E‑3 | $3,045 | $2,283 |
| E‑4 | $3,045 | $2,283 |
| E‑5 | $3,195 | $2,682 |
| E‑6 | $3,456 | $2,907 |
| E‑7 | $3,657 | $3,048 |
| E‑8 | $3,876 | $3,255 |
| E‑9 | $4,101 | $3,324 |
| Warrant officers | ||
| W‑1 | $3,477 | $3,006 |
| W‑2 | $3,747 | $3,252 |
| W‑3 | $4,017 | $3,333 |
| W‑4 | $4,131 | $3,498 |
| W‑5 | $4,272 | $3,708 |
| Officers with over 4 years of enlisted or warrant service | ||
| O‑1E | $3,699 | $3,192 |
| O‑2E | $3,978 | $3,306 |
| O‑3E | $4,152 | $3,447 |
| Officers | ||
| O‑1 | $3,234 | $2,892 |
| O‑2 | $3,453 | $3,150 |
| O‑3 | $4,008 | $3,357 |
| O‑4 | $4,317 | $3,669 |
| O‑5 | $4,533 | $3,792 |
| O‑6 | $4,572 | $3,996 |
| O‑7 | $4,608 | $4,068 |
| O‑8† | $4,608 | $4,068 |
| O‑9† | $4,608 | $4,068 |
| O‑10† | $4,608 | $4,068 |
E‑5, the grade in the summary above, is highlighted. † DoD’s file has three columns after O‑7, equal to O‑7 in every area; DoD labels its columns only through O‑7, so they are read here as O‑8 to O‑10.
ZIP codes in this area
DoD’s 2026 file puts these 102 ZIP codes in Providence, RI (RI257). The BAH calculator looks up any of them and can compare up to three; the buttons below open it at 01504, one ZIP in this area, or at a ZIP the check below finds in this area.
Show all 102 ZIP codesAll 102 ZIP codes
- 015xx
- 01504 01529
- 020xx
- 02019 02038 02070 02093
- 027xx
- 02703 02712 02714 02715 02718 02722 02760 02761 02762 02763 02764 02766 02767 02768 02769 02771 02779 02780
- 028xx
- 02802 02804 02807 02808 02812 02813 02814 02815 02816 02817 02818 02822 02823 02824 02825 02826 02827 02828 02829 02830 02831 02832 02833 02836 02838 02839 02852 02857 02858 02859 02860 02861 02862 02863 02864 02865 02873 02874 02875 02876 02877 02879 02880 02881 02882 02883 02886 02887 02888 02889 02891 02892 02893 02894 02895 02896 02898
- 029xx
- 02901 02902 02903 02904 02905 02906 02907 02908 02909 02910 02911 02912 02914 02915 02916 02917 02918 02919 02920 02921 02940
Other areas in Rhode Island
Areas whose DoD code starts with RI, with the E‑5 with-dependents rate for 2026.
How these rates work
- BAH depends on the area, the pay grade and whether the member has dependents; every rate here is a whole-dollar cell of DoD’s 2026 file (BAH-ASCII-2026.zip), not an estimate.
- Rate protection (37 U.S.C. 403(b)(6)): So long as a member retains uninterrupted eligibility for BAH within an area of the United States, the monthly allowance may not be reduced as a result of changes in housing costs in the area or the member’s promotion. This page can’t know a protected rate; the Leave and Earnings Statement shows it.
- ZIP codes outside DoD’s file, and the 214 ZIP codes DoD’s file assigns to XX499 (“UNKNOWN”), have no area page.
Sources
Checked against DoD’s file on October 13, 2026. The data page lists every file’s checksum: BAH data.