BAH 2026Military housing area PA249
Willow Grove, PA BAH 2026
DoD’s 2026 housing allowance for every pay grade in the Willow Grove, PA military housing area, with and without dependents, and the 213 ZIP codes it covers.
On this page4 sections
- E‑5 with dependents
- $2,934a month55th highest of 338
- E‑5 without dependents
- $2,337a month
- O‑3 with dependents
- $3,438a monthtied for 62nd highest of 338
- ZIP codes
- 213in this DoD area
Willow Grove, PA pays $2,934 a month for an E‑5 with dependents: the 55th highest of 338 areas. The lowest is Anniston/Fort McClellan, AL at $1,185, the highest San Francisco, CA at $5,127. The three ticks split the 338 areas into four equal groups, at $1,626, $2,064, $2,580.
Monthly BAH by grade, 2026
The 2026 rates for each grade, in whole dollars a month, exactly as DoD’s file lists them for PA249. E‑1 to E‑4 with dependents share one rate here.
| Grade | With dependents | Without dependents |
|---|---|---|
| Enlisted | ||
| E‑1 | $2,730 | $2,049 |
| E‑2 | $2,730 | $2,049 |
| E‑3 | $2,730 | $2,049 |
| E‑4 | $2,730 | $2,049 |
| E‑5 | $2,934 | $2,337 |
| E‑6 | $3,399 | $2,550 |
| E‑7 | $3,423 | $2,736 |
| E‑8 | $3,432 | $3,030 |
| E‑9 | $3,495 | $3,165 |
| Warrant officers | ||
| W‑1 | $3,420 | $2,670 |
| W‑2 | $3,429 | $3,027 |
| W‑3 | $3,441 | $3,183 |
| W‑4 | $3,525 | $3,396 |
| W‑5 | $3,669 | $3,405 |
| Officers with over 4 years of enlisted or warrant service | ||
| O‑1E | $3,426 | $2,931 |
| O‑2E | $3,435 | $3,135 |
| O‑3E | $3,549 | $3,393 |
| Officers | ||
| O‑1 | $2,997 | $2,523 |
| O‑2 | $3,393 | $2,871 |
| O‑3 | $3,438 | $3,228 |
| O‑4 | $3,714 | $3,399 |
| O‑5 | $3,939 | $3,408 |
| O‑6 | $3,969 | $3,411 |
| O‑7 | $3,999 | $3,447 |
| O‑8† | $3,999 | $3,447 |
| O‑9† | $3,999 | $3,447 |
| O‑10† | $3,999 | $3,447 |
E‑5, the grade in the summary above, is highlighted. † DoD’s file has three columns after O‑7, equal to O‑7 in every area; DoD labels its columns only through O‑7, so they are read here as O‑8 to O‑10.
ZIP codes in this area
DoD’s 2026 file puts these 213 ZIP codes in Willow Grove, PA (PA249). The BAH calculator looks up any of them and can compare up to three; the buttons below open it at 18039, one ZIP in this area, or at a ZIP the check below finds in this area.
Show all 213 ZIP codesAll 213 ZIP codes
- 180xx
- 18039 18041 18054 18070 18073 18074 18076 18077 18081 18084
- 189xx
- 18901 18902 18910 18911 18912 18913 18914 18915 18916 18917 18918 18920 18921 18922 18923 18925 18927 18928 18929 18930 18931 18932 18933 18934 18935 18936 18938 18940 18942 18943 18944 18946 18947 18949 18950 18951 18953 18954 18955 18956 18957 18958 18960 18962 18963 18964 18966 18968 18969 18970 18971 18972 18974 18976 18977 18979 18980 18981 18991
- 190xx
- 19001 19002 19003 19004 19006 19007 19009 19012 19020 19021 19025 19027 19030 19031 19034 19035 19038 19040 19041 19044 19046 19047 19048 19049 19053 19054 19055 19056 19057 19058 19066 19067 19072 19075 19087 19090 19095 19096
- 193xx
- 19301 19310 19311 19312 19316 19318 19320 19330 19333 19335 19341 19343 19344 19345 19346 19347 19348 19350 19351 19352 19353 19354 19355 19357 19358 19360 19362 19363 19365 19366 19367 19369 19372 19374 19375 19376 19380 19381 19382 19383 19390 19395 19397 19398 19399
- 194xx
- 19401 19403 19404 19405 19406 19407 19408 19409 19415 19421 19422 19423 19424 19425 19426 19428 19429 19430 19432 19435 19436 19437 19438 19440 19441 19442 19443 19444 19446 19450 19451 19453 19454 19455 19456 19457 19460 19462 19464 19465 19468 19470 19472 19473 19474 19475 19477 19478 19480 19481 19482 19484 19486 19490 19492 19493 19494 19495 19496
- 195xx
- 19520 19525
Other areas in Pennsylvania
Areas whose DoD code starts with PA, with the E‑5 with-dependents rate for 2026.
How these rates work
- BAH depends on the area, the pay grade and whether the member has dependents; every rate here is a whole-dollar cell of DoD’s 2026 file (BAH-ASCII-2026.zip), not an estimate.
- Rate protection (37 U.S.C. 403(b)(6)): So long as a member retains uninterrupted eligibility for BAH within an area of the United States, the monthly allowance may not be reduced as a result of changes in housing costs in the area or the member’s promotion. This page can’t know a protected rate; the Leave and Earnings Statement shows it.
- ZIP codes outside DoD’s file, and the 214 ZIP codes DoD’s file assigns to XX499 (“UNKNOWN”), have no area page.
Sources
Checked against DoD’s file on October 13, 2026. The data page lists every file’s checksum: BAH data.