BAH 2026Military housing area OH229
Cleveland, OH BAH 2026
DoD’s 2026 housing allowance for every pay grade in the Cleveland, OH military housing area, with and without dependents, and the 103 ZIP codes it covers.
On this page4 sections
- E‑5 with dependents
- $1,998a month179th highest of 338
- E‑5 without dependents
- $1,500a month
- O‑3 with dependents
- $2,457a month189th highest of 338
- ZIP codes
- 103in this DoD area
Cleveland, OH pays $1,998 a month for an E‑5 with dependents: the 179th highest of 338 areas. The lowest is Anniston/Fort McClellan, AL at $1,185, the highest San Francisco, CA at $5,127. The three ticks split the 338 areas into four equal groups, at $1,626, $2,064, $2,580.
Monthly BAH by grade, 2026
The 2026 rates for each grade, in whole dollars a month, exactly as DoD’s file lists them for OH229. E‑1 to E‑4 with dependents share one rate here.
| Grade | With dependents | Without dependents |
|---|---|---|
| Enlisted | ||
| E‑1 | $1,791 | $1,344 |
| E‑2 | $1,791 | $1,344 |
| E‑3 | $1,791 | $1,344 |
| E‑4 | $1,791 | $1,344 |
| E‑5 | $1,998 | $1,500 |
| E‑6 | $2,418 | $1,815 |
| E‑7 | $2,442 | $1,833 |
| E‑8 | $2,451 | $2,088 |
| E‑9 | $2,559 | $2,208 |
| Warrant officers | ||
| W‑1 | $2,439 | $1,830 |
| W‑2 | $2,448 | $2,085 |
| W‑3 | $2,460 | $2,226 |
| W‑4 | $2,604 | $2,415 |
| W‑5 | $2,817 | $2,427 |
| Officers with over 4 years of enlisted or warrant service | ||
| O‑1E | $2,445 | $1,995 |
| O‑2E | $2,454 | $2,181 |
| O‑3E | $2,637 | $2,412 |
| Officers | ||
| O‑1 | $2,055 | $1,578 |
| O‑2 | $2,415 | $1,932 |
| O‑3 | $2,457 | $2,265 |
| O‑4 | $2,889 | $2,418 |
| O‑5 | $3,222 | $2,430 |
| O‑6 | $3,246 | $2,436 |
| O‑7 | $3,267 | $2,451 |
| O‑8† | $3,267 | $2,451 |
| O‑9† | $3,267 | $2,451 |
| O‑10† | $3,267 | $2,451 |
E‑5, the grade in the summary above, is highlighted. † DoD’s file has three columns after O‑7, equal to O‑7 in every area; DoD labels its columns only through O‑7, so they are read here as O‑8 to O‑10.
ZIP codes in this area
DoD’s 2026 file puts these 103 ZIP codes in Cleveland, OH (OH229). The BAH calculator looks up any of them and can compare up to three; the buttons below open it at 44001, one ZIP in this area, or at a ZIP the check below finds in this area.
Show all 103 ZIP codesAll 103 ZIP codes
- 440xx
- 44001 44011 44012 44017 44021 44022 44023 44024 44026 44028 44033 44035 44036 44039 44040 44044 44045 44046 44049 44050 44052 44053 44054 44055 44057 44060 44061 44062 44064 44065 44070 44072 44073 44074 44077 44080 44081 44086 44090 44092 44094 44095 44096 44097
- 441xx
- 44101 44102 44103 44104 44105 44106 44107 44108 44109 44110 44111 44112 44113 44114 44115 44116 44117 44118 44119 44120 44121 44122 44123 44124 44125 44126 44127 44128 44129 44130 44131 44132 44133 44134 44135 44136 44137 44138 44139 44140 44141 44142 44143 44144 44145 44146 44147 44149 44181 44188 44190 44191 44192 44193 44194 44195 44197 44198 44199
Other areas in Ohio
Areas whose DoD code starts with OH, with the E‑5 with-dependents rate for 2026.
How these rates work
- BAH depends on the area, the pay grade and whether the member has dependents; every rate here is a whole-dollar cell of DoD’s 2026 file (BAH-ASCII-2026.zip), not an estimate.
- Rate protection (37 U.S.C. 403(b)(6)): So long as a member retains uninterrupted eligibility for BAH within an area of the United States, the monthly allowance may not be reduced as a result of changes in housing costs in the area or the member’s promotion. This page can’t know a protected rate; the Leave and Earnings Statement shows it.
- ZIP codes outside DoD’s file, and the 214 ZIP codes DoD’s file assigns to XX499 (“UNKNOWN”), have no area page.
Sources
Checked against DoD’s file on October 13, 2026. The data page lists every file’s checksum: BAH data.