BAH 2026Military housing area NV213
Reno/Carson City, NV BAH 2026
DoD’s 2026 housing allowance for every pay grade in the Reno/Carson City, NV military housing area, with and without dependents, and the 49 ZIP codes it covers.
On this page4 sections
- E‑5 with dependents
- $2,391a month108th highest of 338
- E‑5 without dependents
- $1,851a month
- O‑3 with dependents
- $2,799a month128th highest of 338
- ZIP codes
- 49in this DoD area
Reno/Carson City, NV pays $2,391 a month for an E‑5 with dependents: the 108th highest of 338 areas. The lowest is Anniston/Fort McClellan, AL at $1,185, the highest San Francisco, CA at $5,127. The three ticks split the 338 areas into four equal groups, at $1,626, $2,064, $2,580.
Monthly BAH by grade, 2026
The 2026 rates for each grade, in whole dollars a month, exactly as DoD’s file lists them for NV213. E‑1 to E‑4 with dependents share one rate here.
| Grade | With dependents | Without dependents |
|---|---|---|
| Enlisted | ||
| E‑1 | $2,169 | $1,698 |
| E‑2 | $2,169 | $1,698 |
| E‑3 | $2,169 | $1,698 |
| E‑4 | $2,169 | $1,698 |
| E‑5 | $2,391 | $1,851 |
| E‑6 | $2,679 | $2,007 |
| E‑7 | $2,721 | $2,178 |
| E‑8 | $2,766 | $2,454 |
| E‑9 | $2,889 | $2,532 |
| Warrant officers | ||
| W‑1 | $2,697 | $2,100 |
| W‑2 | $2,739 | $2,451 |
| W‑3 | $2,802 | $2,544 |
| W‑4 | $2,922 | $2,682 |
| W‑5 | $3,075 | $2,730 |
| Officers with over 4 years of enlisted or warrant service | ||
| O‑1E | $2,724 | $2,388 |
| O‑2E | $2,790 | $2,514 |
| O‑3E | $2,946 | $2,670 |
| Officers | ||
| O‑1 | $2,433 | $1,941 |
| O‑2 | $2,676 | $2,322 |
| O‑3 | $2,799 | $2,571 |
| O‑4 | $3,120 | $2,715 |
| O‑5 | $3,357 | $2,736 |
| O‑6 | $3,384 | $2,778 |
| O‑7 | $3,408 | $2,823 |
| O‑8† | $3,408 | $2,823 |
| O‑9† | $3,408 | $2,823 |
| O‑10† | $3,408 | $2,823 |
E‑5, the grade in the summary above, is highlighted. † DoD’s file has three columns after O‑7, equal to O‑7 in every area; DoD labels its columns only through O‑7, so they are read here as O‑8 to O‑10.
ZIP codes in this area
DoD’s 2026 file puts these 49 ZIP codes in Reno/Carson City, NV (NV213). The BAH calculator looks up any of them and can compare up to three; the buttons below open it at 89402, one ZIP in this area.
Show all 49 ZIP codesAll 49 ZIP codes
- 894xx
- 89402 89412 89424 89431 89432 89433 89434 89435 89436 89439 89440 89441 89442 89450 89451
- 895xx
- 89501 89502 89503 89504 89505 89506 89507 89508 89509 89510 89511 89512 89513 89515 89519 89520 89521 89523 89533 89557 89570 89595 89599
- 897xx
- 89701 89702 89703 89704 89705 89706 89711 89712 89713 89714 89721
Other areas in Nevada
Areas whose DoD code starts with NV, with the E‑5 with-dependents rate for 2026.
How these rates work
- BAH depends on the area, the pay grade and whether the member has dependents; every rate here is a whole-dollar cell of DoD’s 2026 file (BAH-ASCII-2026.zip), not an estimate.
- Rate protection (37 U.S.C. 403(b)(6)): So long as a member retains uninterrupted eligibility for BAH within an area of the United States, the monthly allowance may not be reduced as a result of changes in housing costs in the area or the member’s promotion. This page can’t know a protected rate; the Leave and Earnings Statement shows it.
- ZIP codes outside DoD’s file, and the 214 ZIP codes DoD’s file assigns to XX499 (“UNKNOWN”), have no area page.
Sources
Checked against DoD’s file on October 13, 2026. The data page lists every file’s checksum: BAH data.