BAH 2026Military housing area NH194
Portsmouth, NH/Kittery, ME BAH 2026
DoD’s 2026 housing allowance for every pay grade in the Portsmouth, NH/Kittery, ME military housing area, with and without dependents, and the 106 ZIP codes it covers.
On this page4 sections
- E‑5 with dependents
- $3,321a month36th highest of 338
- E‑5 without dependents
- $2,700a month
- O‑3 with dependents
- $4,461a month20th highest of 338
- ZIP codes
- 106in this DoD area
Portsmouth, NH/Kittery, ME pays $3,321 a month for an E‑5 with dependents: the 36th highest of 338 areas. The lowest is Anniston/Fort McClellan, AL at $1,185, the highest San Francisco, CA at $5,127. The three ticks split the 338 areas into four equal groups, at $1,626, $2,064, $2,580.
Monthly BAH by grade, 2026
The 2026 rates for each grade, in whole dollars a month, exactly as DoD’s file lists them for NH194. E‑1 to E‑4 with dependents share one rate here.
| Grade | With dependents | Without dependents |
|---|---|---|
| Enlisted | ||
| E‑1 | $3,099 | $2,367 |
| E‑2 | $3,099 | $2,367 |
| E‑3 | $3,099 | $2,367 |
| E‑4 | $3,099 | $2,367 |
| E‑5 | $3,321 | $2,700 |
| E‑6 | $3,690 | $2,901 |
| E‑7 | $3,975 | $3,108 |
| E‑8 | $4,278 | $3,399 |
| E‑9 | $4,617 | $3,504 |
| Warrant officers | ||
| W‑1 | $3,717 | $3,033 |
| W‑2 | $4,098 | $3,396 |
| W‑3 | $4,476 | $3,519 |
| W‑4 | $4,668 | $3,756 |
| W‑5 | $4,905 | $4,044 |
| Officers with over 4 years of enlisted or warrant service | ||
| O‑1E | $4,032 | $3,318 |
| O‑2E | $4,419 | $3,480 |
| O‑3E | $4,704 | $3,684 |
| Officers | ||
| O‑1 | $3,372 | $2,877 |
| O‑2 | $3,687 | $3,249 |
| O‑3 | $4,461 | $3,555 |
| O‑4 | $4,983 | $3,993 |
| O‑5 | $5,355 | $4,167 |
| O‑6 | $5,400 | $4,455 |
| O‑7 | $5,445 | $4,536 |
| O‑8† | $5,445 | $4,536 |
| O‑9† | $5,445 | $4,536 |
| O‑10† | $5,445 | $4,536 |
E‑5, the grade in the summary above, is highlighted. † DoD’s file has three columns after O‑7, equal to O‑7 in every area; DoD labels its columns only through O‑7, so they are read here as O‑8 to O‑10.
ZIP codes in this area
DoD’s 2026 file puts these 106 ZIP codes in Portsmouth, NH/Kittery, ME (NH194). The BAH calculator looks up any of them and can compare up to three; the buttons below open it at 03032, one ZIP in this area, or at a ZIP the check below finds in this area.
Show all 106 ZIP codesAll 106 ZIP codes
- 030xx
- 03032 03034 03036 03037 03038 03040 03041 03042 03044 03053 03073 03077 03079 03087
- 032xx
- 03261 03290 03291
- 038xx
- 03801 03802 03803 03804 03811 03815 03819 03820 03821 03822 03823 03824 03825 03826 03827 03833 03835 03839 03840 03841 03842 03843 03844 03848 03851 03852 03854 03855 03856 03857 03858 03859 03861 03862 03865 03866 03867 03868 03869 03870 03871 03873 03874 03878 03884 03885 03887
- 039xx
- 03901 03902 03903 03904 03905 03906 03907 03908 03909 03910 03911
- 040xx
- 04001 04002 04004 04005 04006 04007 04014 04020 04027 04028 04030 04042 04043 04046 04047 04048 04049 04054 04056 04061 04063 04064 04072 04073 04076 04083 04087 04090 04093 04094 04095
Other areas in New Hampshire
Areas whose DoD code starts with NH, with the E‑5 with-dependents rate for 2026.
How these rates work
- BAH depends on the area, the pay grade and whether the member has dependents; every rate here is a whole-dollar cell of DoD’s 2026 file (BAH-ASCII-2026.zip), not an estimate.
- Rate protection (37 U.S.C. 403(b)(6)): So long as a member retains uninterrupted eligibility for BAH within an area of the United States, the monthly allowance may not be reduced as a result of changes in housing costs in the area or the member’s promotion. This page can’t know a protected rate; the Leave and Earnings Statement shows it.
- ZIP codes outside DoD’s file, and the 214 ZIP codes DoD’s file assigns to XX499 (“UNKNOWN”), have no area page.
Sources
Checked against DoD’s file on October 13, 2026. The data page lists every file’s checksum: BAH data.