BAH 2026Military housing area ND188
Bismarck, ND BAH 2026
DoD’s 2026 housing allowance for every pay grade in the Bismarck, ND military housing area, with and without dependents, and the 21 ZIP codes it covers.
On this page4 sections
- E‑5 with dependents
- $1,596a monthtied for 260th highest of 338
- E‑5 without dependents
- $1,287a month
- O‑3 with dependents
- $2,370a monthtied for 208th highest of 338
- ZIP codes
- 21in this DoD area
Bismarck, ND pays $1,596 a month for an E‑5 with dependents: the tied for 260th highest of 338 areas. The lowest is Anniston/Fort McClellan, AL at $1,185, the highest San Francisco, CA at $5,127. The three ticks split the 338 areas into four equal groups, at $1,626, $2,064, $2,580.
Monthly BAH by grade, 2026
The 2026 rates for each grade, in whole dollars a month, exactly as DoD’s file lists them for ND188. E‑1 to E‑4 with dependents share one rate here.
| Grade | With dependents | Without dependents |
|---|---|---|
| Enlisted | ||
| E‑1 | $1,500 | $1,125 |
| E‑2 | $1,500 | $1,125 |
| E‑3 | $1,500 | $1,125 |
| E‑4 | $1,500 | $1,125 |
| E‑5 | $1,596 | $1,287 |
| E‑6 | $2,202 | $1,653 |
| E‑7 | $2,262 | $1,698 |
| E‑8 | $2,328 | $1,746 |
| E‑9 | $2,376 | $1,899 |
| Warrant officers | ||
| W‑1 | $2,223 | $1,668 |
| W‑2 | $2,289 | $1,716 |
| W‑3 | $2,373 | $1,923 |
| W‑4 | $2,379 | $2,211 |
| W‑5 | $2,385 | $2,277 |
| Officers with over 4 years of enlisted or warrant service | ||
| O‑1E | $2,271 | $1,704 |
| O‑2E | $2,358 | $1,860 |
| O‑3E | $2,382 | $2,196 |
| Officers | ||
| O‑1 | $1,674 | $1,398 |
| O‑2 | $2,196 | $1,701 |
| O‑3 | $2,370 | $1,980 |
| O‑4 | $2,388 | $2,259 |
| O‑5 | $2,391 | $2,292 |
| O‑6 | $2,397 | $2,349 |
| O‑7 | $2,409 | $2,388 |
| O‑8† | $2,409 | $2,388 |
| O‑9† | $2,409 | $2,388 |
| O‑10† | $2,409 | $2,388 |
E‑5, the grade in the summary above, is highlighted. † DoD’s file has three columns after O‑7, equal to O‑7 in every area; DoD labels its columns only through O‑7, so they are read here as O‑8 to O‑10.
ZIP codes in this area
DoD’s 2026 file puts these 21 ZIP codes in Bismarck, ND (ND188). The BAH calculator looks up any of them and can compare up to three; the buttons below open it at 58477, one ZIP in this area.
Show all 21 ZIP codesAll 21 ZIP codes
- 584xx
- 58477 58494
- 585xx
- 58501 58502 58503 58504 58505 58506 58507 58520 58521 58532 58535 58554 58558 58560 58563 58566 58572
- 586xx
- 58631 58638
Other areas in North Dakota
Areas whose DoD code starts with ND, with the E‑5 with-dependents rate for 2026.
How these rates work
- BAH depends on the area, the pay grade and whether the member has dependents; every rate here is a whole-dollar cell of DoD’s 2026 file (BAH-ASCII-2026.zip), not an estimate.
- Rate protection (37 U.S.C. 403(b)(6)): So long as a member retains uninterrupted eligibility for BAH within an area of the United States, the monthly allowance may not be reduced as a result of changes in housing costs in the area or the member’s promotion. This page can’t know a protected rate; the Leave and Earnings Statement shows it.
- ZIP codes outside DoD’s file, and the 214 ZIP codes DoD’s file assigns to XX499 (“UNKNOWN”), have no area page.
Sources
Checked against DoD’s file on October 13, 2026. The data page lists every file’s checksum: BAH data.