BAH 2026Military housing area MN159

Minneapolis/St Paul, MN BAH 2026

DoD’s 2026 housing allowance for every pay grade in the Minneapolis/St Paul, MN military housing area, with and without dependents, and the 185 ZIP codes it covers.

  • In force January 1, 2026 to December 31, 2026
  • From DoD’s file BAH-ASCII-2026.zip
  • Verified October 13, 2026
On this page4 sections
  1. Rates by grade, 2026
  2. ZIP codes in this area
  3. Other areas in Minnesota
  4. How these rates work
E‑5 with dependents
$2,541a month89th highest of 338
E‑5 without dependents
$1,905a month
O‑3 with dependents
$2,910a month110th highest of 338
ZIP codes
185in this DoD area
E‑5 with dependents, 2026: this area among all 338

Minneapolis/St Paul, MN pays $2,541 a month for an E‑5 with dependents: the 89th highest of 338 areas. The lowest is Anniston/Fort McClellan, AL at $1,185, the highest San Francisco, CA at $5,127. The three ticks split the 338 areas into four equal groups, at $1,626, $2,064, $2,580.

Monthly BAH by grade, 2026

The 2026 rates for each grade, in whole dollars a month, exactly as DoD’s file lists them for MN159. E‑1 to E‑4 with dependents share one rate here.

Minneapolis/St Paul, MN (MN159), January 1, 2026 – December 31, 2026, a month
GradeWith dependentsWithout dependents
Enlisted
E‑1$2,250$1,689
E‑2$2,250$1,689
E‑3$2,250$1,689
E‑4$2,250$1,689
E‑5$2,541$1,905
E‑6$2,781$2,082
E‑7$2,826$2,262
E‑8$2,877$2,595
E‑9$2,985$2,655
Warrant officers
W‑1$2,796$2,154
W‑2$2,847$2,592
W‑3$2,913$2,667
W‑4$3,015$2,784
W‑5$3,144$2,835
Officers with over 4 years of enlisted or warrant service
O‑1E$2,832$2,538
O‑2E$2,901$2,640
O‑3E$3,033$2,769
Officers
O‑1$2,577$1,953
O‑2$2,778$2,445
O‑3$2,910$2,688
O‑4$3,183$2,820
O‑5$3,384$2,844
O‑6$3,411$2,889
O‑7$3,435$2,937
O‑8†$3,435$2,937
O‑9†$3,435$2,937
O‑10†$3,435$2,937

E‑5, the grade in the summary above, is highlighted. † DoD’s file has three columns after O‑7, equal to O‑7 in every area; DoD labels its columns only through O‑7, so they are read here as O‑8 to O‑10.

ZIP codes in this area

DoD’s 2026 file puts these 185 ZIP codes in Minneapolis/St Paul, MN (MN159). The BAH calculator looks up any of them and can compare up to three; the buttons below open it at 55001, one ZIP in this area, or at a ZIP the check below finds in this area.

Show all 185 ZIP codesAll 185 ZIP codes
550xx
55001 55003 55005 55010 55011 55014 55016 55020 55024 55025 55031 55033 55038 55042 55043 55044 55047 55054 55055 55065 55068 55070 55071 55073 55075 55076 55077 55082 55083 55085 55090
551xx
55101 55102 55103 55104 55105 55106 55107 55108 55109 55110 55111 55112 55113 55114 55115 55116 55117 55118 55119 55120 55121 55122 55123 55124 55125 55126 55127 55128 55129 55130 55131 55133 55144 55145 55146 55150 55155 55164 55170
553xx
55303 55304 55305 55306 55311 55315 55316 55317 55318 55322 55323 55327 55331 55337 55339 55340 55343 55344 55345 55346 55347 55352 55356 55357 55359 55360 55361 55364 55367 55368 55369 55372 55374 55375 55378 55379 55384 55386 55387 55388 55391 55397
554xx
55401 55402 55403 55404 55405 55406 55407 55408 55409 55410 55411 55412 55413 55414 55415 55416 55417 55418 55419 55420 55421 55422 55423 55424 55425 55426 55427 55428 55429 55430 55431 55432 55433 55434 55435 55436 55437 55438 55439 55440 55441 55442 55443 55444 55445 55446 55447 55448 55449 55450 55454 55455 55458 55459 55467 55470 55474 55479 55480 55483 55484 55485 55486 55487 55488
555xx
55569 55572 55577 55592 55593 55599
560xx
56011 56071

Other areas in Minnesota

Areas whose DoD code starts with MN, with the E‑5 with-dependents rate for 2026.

All 338 areas by state

How these rates work

  • BAH depends on the area, the pay grade and whether the member has dependents; every rate here is a whole-dollar cell of DoD’s 2026 file (BAH-ASCII-2026.zip), not an estimate.
  • Rate protection (37 U.S.C. 403(b)(6)): So long as a member retains uninterrupted eligibility for BAH within an area of the United States, the monthly allowance may not be reduced as a result of changes in housing costs in the area or the member’s promotion. This page can’t know a protected rate; the Leave and Earnings Statement shows it.
  • ZIP codes outside DoD’s file, and the 214 ZIP codes DoD’s file assigns to XX499 (“UNKNOWN”), have no area page.

Sources

Checked against DoD’s file on October 13, 2026. The data page lists every file’s checksum: BAH data.

  1. BAH rates, all locations and pay grades, 2026 (ASCII)Defense Travel Management Office · read
  2. 37 U.S.C. 403, Basic allowance for housingCornell LII (U.S. Code) · read