BAH 2026Military housing area ME390
Bangor, ME BAH 2026
DoD’s 2026 housing allowance for every pay grade in the Bangor, ME military housing area, with and without dependents, and the 46 ZIP codes it covers.
On this page4 sections
- E‑5 with dependents
- $1,893a month198th highest of 338
- E‑5 without dependents
- $1,443a month
- O‑3 with dependents
- $2,514a monthtied for 174th highest of 338
- ZIP codes
- 46in this DoD area
Bangor, ME pays $1,893 a month for an E‑5 with dependents: the 198th highest of 338 areas. The lowest is Anniston/Fort McClellan, AL at $1,185, the highest San Francisco, CA at $5,127. The three ticks split the 338 areas into four equal groups, at $1,626, $2,064, $2,580.
Monthly BAH by grade, 2026
The 2026 rates for each grade, in whole dollars a month, exactly as DoD’s file lists them for ME390. E‑1 to E‑4 with dependents share one rate here.
| Grade | With dependents | Without dependents |
|---|---|---|
| Enlisted | ||
| E‑1 | $1,728 | $1,296 |
| E‑2 | $1,728 | $1,296 |
| E‑3 | $1,728 | $1,296 |
| E‑4 | $1,728 | $1,296 |
| E‑5 | $1,893 | $1,443 |
| E‑6 | $2,052 | $1,575 |
| E‑7 | $2,217 | $1,731 |
| E‑8 | $2,403 | $1,932 |
| E‑9 | $2,568 | $1,968 |
| Warrant officers | ||
| W‑1 | $2,067 | $1,680 |
| W‑2 | $2,292 | $1,929 |
| W‑3 | $2,523 | $1,974 |
| W‑4 | $2,586 | $2,082 |
| W‑5 | $2,667 | $2,259 |
| Officers with over 4 years of enlisted or warrant service | ||
| O‑1E | $2,250 | $1,890 |
| O‑2E | $2,487 | $1,959 |
| O‑3E | $2,598 | $2,040 |
| Officers | ||
| O‑1 | $1,920 | $1,557 |
| O‑2 | $2,049 | $1,842 |
| O‑3 | $2,514 | $1,989 |
| O‑4 | $2,688 | $2,226 |
| O‑5 | $2,814 | $2,328 |
| O‑6 | $2,835 | $2,502 |
| O‑7 | $2,853 | $2,544 |
| O‑8† | $2,853 | $2,544 |
| O‑9† | $2,853 | $2,544 |
| O‑10† | $2,853 | $2,544 |
E‑5, the grade in the summary above, is highlighted. † DoD’s file has three columns after O‑7, equal to O‑7 in every area; DoD labels its columns only through O‑7, so they are read here as O‑8 to O‑10.
ZIP codes in this area
DoD’s 2026 file puts these 46 ZIP codes in Bangor, ME (ME390). The BAH calculator looks up any of them and can compare up to three; the buttons below open it at 04401, one ZIP in this area.
Show all 46 ZIP codesAll 46 ZIP codes
- 044xx
- 04401 04402 04410 04411 04412 04417 04418 04419 04422 04427 04428 04430 04434 04435 04444 04448 04449 04450 04451 04453 04455 04456 04457 04459 04460 04461 04462 04468 04469 04473 04474 04475 04487 04488 04489 04493 04495
- 047xx
- 04765 04777
- 049xx
- 04928 04930 04932 04933 04939 04953 04969
Other areas in Maine
Areas whose DoD code starts with ME, with the E‑5 with-dependents rate for 2026.
How these rates work
- BAH depends on the area, the pay grade and whether the member has dependents; every rate here is a whole-dollar cell of DoD’s 2026 file (BAH-ASCII-2026.zip), not an estimate.
- Rate protection (37 U.S.C. 403(b)(6)): So long as a member retains uninterrupted eligibility for BAH within an area of the United States, the monthly allowance may not be reduced as a result of changes in housing costs in the area or the member’s promotion. This page can’t know a protected rate; the Leave and Earnings Statement shows it.
- ZIP codes outside DoD’s file, and the 214 ZIP codes DoD’s file assigns to XX499 (“UNKNOWN”), have no area page.
Sources
Checked against DoD’s file on October 13, 2026. The data page lists every file’s checksum: BAH data.