BAH 2026Military housing area CT049

New London, CT BAH 2026

DoD’s 2026 housing allowance for every pay grade in the New London, CT military housing area, with and without dependents, and the 41 ZIP codes it covers.

  • In force January 1, 2026 to December 31, 2026
  • From DoD’s file BAH-ASCII-2026.zip
  • Verified October 13, 2026
On this page5 sections
  1. Rates by grade, 2026
  2. ZIP codes in this area
  3. Installations here
  4. Other areas in Connecticut
  5. How these rates work
E‑5 with dependents
$2,580a month85th highest of 338
E‑5 without dependents
$2,148a month
O‑3 with dependents
$3,306a month74th highest of 338
ZIP codes
41in this DoD area
E‑5 with dependents, 2026: this area among all 338

New London, CT pays $2,580 a month for an E‑5 with dependents: the 85th highest of 338 areas. The lowest is Anniston/Fort McClellan, AL at $1,185, the highest San Francisco, CA at $5,127. The three ticks split the 338 areas into four equal groups, at $1,626, $2,064, $2,580.

Monthly BAH by grade, 2026

The 2026 rates for each grade, in whole dollars a month, exactly as DoD’s file lists them for CT049. E‑1 to E‑4 with dependents share one rate here.

New London, CT (CT049), January 1, 2026 – December 31, 2026, a month
GradeWith dependentsWithout dependents
Enlisted
E‑1$2,412$1,989
E‑2$2,412$1,989
E‑3$2,412$1,989
E‑4$2,412$1,989
E‑5$2,580$2,148
E‑6$3,072$2,304
E‑7$3,159$2,418
E‑8$3,249$2,682
E‑9$3,405$2,826
Warrant officers
W‑1$3,093$2,367
W‑2$3,195$2,679
W‑3$3,309$2,844
W‑4$3,441$3,087
W‑5$3,603$3,177
Officers with over 4 years of enlisted or warrant service
O‑1E$3,174$2,577
O‑2E$3,291$2,796
O‑3E$3,465$3,066
Officers
O‑1$2,646$2,241
O‑2$3,069$2,529
O‑3$3,306$2,892
O‑4$3,654$3,156
O‑5$3,906$3,204
O‑6$3,939$3,288
O‑7$3,966$3,345
O‑8†$3,966$3,345
O‑9†$3,966$3,345
O‑10†$3,966$3,345

E‑5, the grade in the summary above, is highlighted. † DoD’s file has three columns after O‑7, equal to O‑7 in every area; DoD labels its columns only through O‑7, so they are read here as O‑8 to O‑10.

ZIP codes in this area

DoD’s 2026 file puts these 41 ZIP codes in New London, CT (CT049). The BAH calculator looks up any of them and can compare up to three; the buttons below open it at 06349, the ZIP of Naval Submarine Base New London.

Show all 41 ZIP codesAll 41 ZIP codes
062xx
06226 06249 06254 06256 06266 06280
063xx
06320 06330 06333 06334 06335 06336 06338 06339 06340 06349 06350 06351 06353 06355 06357 06359 06360 06365 06370 06371 06372 06375 06376 06378 06379 06380 06382 06383 06385 06388 06389
064xx
06415 06420 06439 06474

Installations whose address is in this area

Military OneSource lists these installations at a ZIP code in CT049; the ZIP shown is the one in each installation’s main contact address.

Other areas in Connecticut

Areas whose DoD code starts with CT, with the E‑5 with-dependents rate for 2026.

All 338 areas by state

How these rates work

  • BAH depends on the area, the pay grade and whether the member has dependents; every rate here is a whole-dollar cell of DoD’s 2026 file (BAH-ASCII-2026.zip), not an estimate.
  • Rate protection (37 U.S.C. 403(b)(6)): So long as a member retains uninterrupted eligibility for BAH within an area of the United States, the monthly allowance may not be reduced as a result of changes in housing costs in the area or the member’s promotion. This page can’t know a protected rate; the Leave and Earnings Statement shows it.
  • ZIP codes outside DoD’s file, and the 214 ZIP codes DoD’s file assigns to XX499 (“UNKNOWN”), have no area page.

Sources

Checked against DoD’s file on October 13, 2026. The data page lists every file’s checksum: BAH data.

  1. BAH rates, all locations and pay grades, 2026 (ASCII)Defense Travel Management Office · read
  2. 37 U.S.C. 403, Basic allowance for housingCornell LII (U.S. Code) · read
  3. MilitaryINSTALLATIONS: installation pages (Main Contact Info addresses)Military OneSource, U.S. Department of Defense · read